Mitchell County property record for 765 Shadowood Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 2006 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-61-0009 |
| Primary APN | 0779-00-61-0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 106,722 sqft (2.45 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555554445 |
|---|---|
| Street Address | 765 SHADOWOOD DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOWOOD DR |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0779-00-61-0009
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 765 SHADOWOOD DR, SPRUCE PINE, NC 28777-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000445596 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 765 SHADOWOOD DR, SPRUCE PINE, NC 28777-8618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000659/790 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 659/790 |
| Instrument | 2023001454 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 04, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 765 SHADOWOOD DR, SPRUCE PINE, NC 28777-8618 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Title Company | AMERICAS HOME TITLE LLC, AMERICAN HOME TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 632/235 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 632/235 |
| Instrument | 2021001902 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,542.00 (+1.58%) | $241,000 (-) Land $41,000 Building $200,000 |
| 2023 | $1,518.00 | $241,000 Land $41,000 Building $200,000 |
Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Cable | 400 / 24 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
| North Carolina RSA 3 Cellular Telephone Company Fixed Wireless | 25 / 3 |
Based on FCC filings for 16 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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