623 Shadowood Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 623 Shadowood Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 2002
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jan 2026)
Tax Bill	$867 (2025)
Deeds & Mortgages	Sep 2010 Reverse Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0779-00-51-9796`

Property Details

APN / Parcel Number

Primary APN	`0779-00-51-9796`
Alternative APNs	`1087808000` `001087808`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	001087808
Street Address	623 SHADOWOOD DR
City	SPRUCE PINE
State	NC
Zip	28777-9405
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SHADOWOOD DRIVE
Legal Subdivision	SHADOWOOD SUBDIVISION
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2052
Census Tract	950400

Owner

Source: Mitchell County records · APN 0779-00-51-9796

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	244 MCMAHON LN, BAKERSVILLE, NC 28705-8178
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2010	Deed of Trust, Mortgage · Reverse Mortgage METLIFE HOME LOANS
Jan 15, 2026	Special Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 14, 2025	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	202681
Deed Book / Page	686 / 318
Record Updated	Sep 20, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	623 SHADOWOOD DR, SPRUCE PINE, NC 28777-9405
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000505/818
Date	Sep 16, 2010
Book Page	505/818

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1001 Months
Due	Feb 02, 2094

Interest

Rate Type	Fixed Rate
Change Frequency	6 Months

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jan 15, 2026
Property Address	623 SHADOWOOD DR, SPRUCE PINE, NC 28777-9405
Document Number	000686/318
Book / Page	686 / 318
Map Reference	MB 686 PG 321
Instrument Date	Jan 14, 2026
Instrument	2026000081
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, TRUE CONCEPT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 S ANITA DR # DR400, DR400, ORANGE, CA 92868-3356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MCMAHON LN, BAKERSVILLE, NC 28705-8178
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000083
Date	Jan 15, 2026
Instrument	2026000083

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 14, 2025
Property Address	623 SHADOWOOD DR, SPRUCE PINE, NC 28777-9405
Document Number	000683/197
Book / Page	683 / 197
Instrument Date	Sep 18, 2025
Instrument	2025001734
Transaction Type	Foreclosure
Record Updated	Oct 28, 2025

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 S ANITA DR STE 400, 400, ORANGE, CA 92868-3314
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+1.64%)	$135,500 (-) Land $25,600 Building $109,900
2023	$853.00	$135,500 Land $25,600 Building $109,900	$135,500 Land $25,600 Building $109,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Cable	400 / 24
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
AT&T Fixed Wireless	25 / 3
North Carolina RSA 3 Cellular Telephone Company Fixed Wireless	25 / 3

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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