69 Shadowood Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 69 Shadowood Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Sep 2020)
Tax Bill	$1,775 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0779-00-63-4536`

Property Details

APN / Parcel Number

Primary APN	`0779-00-63-4536`
Alternative APN	`555782702`

Exterior

Lot Area	101,059 sqft (2.32 acres)

Location & Zoning

Account Number	555782702
Street Address	69 SHADOWOOD DR
City	SPRUCE PINE
State	NC
Zip	28777-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2056
Census Tract	950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 SHADOWOOD DR, SPRUCE PINE, NC 28777-8642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	20201539
Deed Book / Page	617 / 260
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	69 SHADOWOOD DR, SPRUCE PINE, NC 28777-8642
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000682/308
Date	Sep 16, 2025
Book Page	682/308
Instrument	2025001565

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 3, 2020
Property Address	69 SHADOWOOD DR, SPRUCE PINE, NC 28777-8642
Document Number	617/260
Book / Page	617 / 260
Instrument Date	Sep 1, 2020
Instrument	2020001539
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 BEGEN ST, 120, MORRISVILLE, NC 27560-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SHADOWOOD DR, SPRUCE PINE, NC 28777-8642

Mortgage

Document Number	2020001540
Date	Sep 3, 2020
Instrument	2020001540

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,775.00	$277,400 (-) Land $39,500 Building $237,900
2025	$1,775.00 (+1.6%)	$277,400 (-) Land $39,500 Building $237,900
2023	$1,747.00	$277,400 Land $39,500 Building $237,900	$277,400 Land $39,500 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	400 / 24
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
AT&T Fixed Wireless	25 / 3
Carolina West Wireless Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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