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  5. Sandy Hook Rd

765 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 765 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,336 sqft · built 1978
Lot Size0.303 acres (13,216 sqft)
OwnerIndividual Name on Record
Last Sale$590,000 (Feb 2026)
Tax Bill$3,047 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-1702-9

Property Details

APN / Parcel Number

Primary APNC62-000-741-1702-9
Alternative APNs
  • 36-27-15-96579-013-0020
  • 271536965790130020
  • 152736965790130020
  • R391341

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,336 sqft Living Area
Gross Area3,136 sqft
1st Floor Area2,336 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,216 sqft (0.303 acres)
Lot Dimensions138 ft deep x 98 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area272 sqft
Deck Area165 sqft
Patio Area165 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR391341
Street Address765 SANDY HOOK RD
CityPALM HARBOR
StateFL
Zip34683-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWESTLAKE VILLAGE BLK 13, LOT 2
Legal Range15E
Legal Township27S
Legal Section36
Legal SubdivisionWESTLAKE VILLAGE
Legal Tract96579
Legal Block13
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3010
Census Tract27206

Owner

Source: Pinellas County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address765 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Warranty Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Dec 9, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Jul 16, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLAGSHIP COMMUNITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2026 · Amount on Record
Deed SaleFeb 5, 2026 · Amount on Record
Prior SaleApr 17, 1996 · Amount on Record
Deed Document Number202631047
Deed Book / Page23443 / 1896
Prior Transfer DateNov 23, 2021
Prior Transfer Doc0218420530
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 5, 2026
Property Address765 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
Document Number0234431896
Book / Page23443 / 1896
Map ReferenceMB 71 PG 64-72
Instrument DateJan 29, 2026
Instrument2026031047
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyANCLOTE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3950 INDEPENDENCE BLVD APT 110, 110, WILMINGTON, NC 28412-3708

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 SANDY HOOK RD, PALM HARBOR, FL 34683-3735

Mortgage

Document Number0234431897
DateFeb 5, 2026
Instrument23443/1897
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateDec 9, 2021
Property Address765 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
Document Number0218420530
Book / Page21842 / 530
Map ReferenceMB 71 PG 64-72
Instrument DateNov 23, 2021
Instrument2021399185
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 SANDY HOOK RD, PALM HARBOR, FL 34683-3735

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address765 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201272019
DateJul 16, 2018
Book Page20127/2019
Instrument2018223896
Lender
NameFLAGSHIP COMMUNITY FCU
TypeCredit Union
AddressCLEARWATER, FL 33765
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2033

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,047.00 (+6.09%) Homeowner's exemption$203,155 (+5.99%)$466,977 (+5.89%) Land $164,930 Building $302,047
2024$2,872.00 (+1.99%)
2023$2,816.00 (+3.19%) Homeowner's exemption$191,680 (+3%)$441,000 (+12.29%) Land $205,910 Building $235,090
2022$2,729.00 Homeowner's exemption$186,097$392,750 Land $209,797 Building $182,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims2 (1981–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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