740 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 740 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,436 sqft · built 1980
Lot Size	0.286 acres (12,476 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (May 2010)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Apr 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-1735-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-1735-9`
Alternative APNs	`36-27-15-96579-014-0070` `152736965790140070` `R391374`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,436 sqft Heated Area
1st Floor Area	2,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,476 sqft (0.286 acres)
Lot Dimensions	138 ft deep x 90 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	458 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R391374
Old Parcel Number	152736965790140070
Street Address	740 SANDY HOOK RD
City	PALM HARBOR
State	FL
Zip	34683-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAKE VILLAGE BLK 14, LOT 7
Legal Range	15
Legal Township	27
Legal Section	36
Legal Subdivision	WESTLAKE VILLAGE
Legal Block	14
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3021
Census Tract	27206

Owner

740 Sandy Hook Rd is owned and occupied by an individual who bought it in May 2010.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	740 SANDY HOOK RD, PALM HARBOR, FL 34683-3734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2010 · Amount on File
Deed Sale	May 12, 2010 · Amount on File
Prior Sale	Aug 19, 1999 · Amount on File
Deed Document Number	2010131601
Deed Book / Page	16913 / 2214
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	740 SANDY HOOK RD, PALM HARBOR, FL 34683-3734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200210208
Date	Apr 20, 2018
Book Page	20021/0208
Instrument	2018124279

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 740 Sandy Hook Rd was $3,491 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,491.00 Homeowner's exemption	$227,748	$523,608 Land $159,872 Building $363,736
2023	$3,233.00 (+3.09%) Homeowner's exemption	$214,883 (+3%)	$498,665 (+16.27%) Land $205,085 Building $293,580
2022	$3,136.00 Homeowner's exemption	$208,624	$428,899 Land $205,348 Building $223,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Sandy Hook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 740 Sandy Hook Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20