Pinellas County property record for 745 Sandy Hook Rd, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,379 sqft · built 1978 |
| Lot Size | 0.29 acres (12,637 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Jun 2003) |
| Tax Bill | $3,496 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-1704-5 |
| Primary APN | C62-000-741-1704-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,379 sqft Living Area |
| Gross Area | 3,243 sqft |
| 1st Floor Area | 2,379 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,637 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 318 sqft |
| Deck Area | 510 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R391343 |
|---|---|
| Street Address | 745 SANDY HOOK RD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WESTLAKE VILLAGE BLK 13, LOT 4 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WESTLAKE VILLAGE |
| Legal Tract | 96579 |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 27206 |
Source: Pinellas County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 745 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CREDIT UNION |
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2003 · Amount on Record |
| Deed Sale | Jun 10, 2003 · Amount on Record |
| Prior Sale | Nov 5, 1993 · Amount on Record |
| Deed Document Number | 2003237091 |
| Deed Book / Page | 12810 / 584 |
| Last Transfer Date | Sep 22, 2010 |
| Transfer Doc | 0170880100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 745 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Document Number | 0000203171 |
| Book / Page | 23644 / 605 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026203171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 745 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Document Number | 0000203171, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 23644/605 |
| Instrument | 2026203171 |
| Name | ACHIEVA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 27, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 745 SANDY HOOK RD, PALM HARBOR, FL 34683-3735 |
| Document Number | 0206041996 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 745 SANDY HOOK RD PALM HARBOR FL 346833735, PALM HARBOR, FL 34683-3735 |
| Document Number | 0206041996 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 020604/001996 |
| Instrument | 214209 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 1500, DUNEDIN, FL 34697-1500 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 7, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,496.00 (+5.97%) Homeowner's exemption | $228,060 (+5.99%) | $527,035 (+5.89%) Land $160,177 Building $366,858 |
| 2024 | $3,299.00 (+1.85%) | ||
| 2023 | $3,239.00 (+3.12%) Homeowner's exemption | $215,178 (+3%) | $497,739 (+16.1%) Land $201,726 Building $296,013 |
| 2022 | $3,141.00 Homeowner's exemption | $208,911 | $428,712 Land $202,639 Building $226,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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