765 Ranchitos del Sol, Aptos, CA 95003 Property Records

Santa Cruz County property record for 765 Ranchitos del Sol, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1973
Lot Size	0.592 acres (25,788 sqft)
Owner	2 Company Names on File
Last Sale	$450,000 (Jun 2000)
Tax Bill	$8,284 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-381-12`

Property Details

APN / Parcel Number

Primary APN	`105-381-12`
Alternative APN	`105-381-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,812 sqft Living Area
Gross Area	2,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	25,788 sqft (0.592 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	590 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	765 RANCHITOS DEL SOL
City	APTOS
State	CA
Zip	95003-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F3 974
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 105-381-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	765 RANCHITOS DEL SOL, APTOS, CA 95003-9578
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2000 · Amount on Record
Deed Sale	Jun 21, 2000 · Amount on Record
Deed Document Number	200030119
Last Transfer Date	Nov 19, 2024
Transfer Doc	0000023742
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	765 RANCHITOS DEL SOL, APTOS, CA 95003-9578
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 RANCHITOS DEL SOL, APTOS, CA 95003-9578

Mortgage

Document Number	0000005707
Date	Feb 01, 2021
Instrument	2021-0005707

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,479 (+2%) Land $423,287 Building $282,192
2025	$8,284.00 (+9.82%) Homeowner's exemption	$691,647 (+4.04%) Land $414,988 Building $276,659
2023	$7,543.00 (+1.86%) Homeowner's exemption	$664,789 Land $398,873 Building $265,916	$998,190
2022	$7,405.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000, rainfall accumulation
Flood Events	Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 2 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 36% of California
Wildfire Likelihood	About 1 in 549 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.