Santa Cruz County property record for 581 Ranchitos del Sol, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,506 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (1999) |
| Tax Bill | $7,982.00 (2025) |
Source: Santa Cruz County records · APN 105-371-15
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 581 RANCHITOS DEL SOL, APTOS, CA 95003-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 1999 · Amount on Record |
| Deed Sale | Jul 07, 1999 · Amount on Record |
| Deed Doc Number | 199946365 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 581 RANCHITOS DEL SOL, APTOS, CA 95003-9733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TSI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005874 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018-0005874 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 581 RANCHITOS DEL SOL, APTOS, CA 95003-9733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 581 RANCHITOS DEL SOL, APTOS, CA 95003-9733 |
| Document Number | 0000000607 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-0000607 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $678,210 (+2%) Land $249,005 Building $429,205 | |
| 2025 | $7,982.00 (+9.87%) Homeowner's exemption | $664,911 (+4.04%) Land $244,122 Building $420,789 |
| 2023 | $7,265.00 (+1.88%) Homeowner's exemption | $639,093 Land $234,643 Building $404,450 |
| 2022 | $7,131.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 36% of California |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 105-371-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 2,957 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 451 sqft Garage |
| Deck Area | 30 sqft Deck |
| Patio Area | 30 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 581 RANCHITOS DEL SOL |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 122002 |
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