566 Ranchitos del Sol, Aptos, CA 95003 Property Records

Santa Cruz County property record for 566 Ranchitos del Sol, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,183 sqft · built 1977
Lot Size	1.24 acres (54,145 sqft)
Owner	2 Trust Names on File
Last Sale	$583,000 (Aug 2002)
Tax Bill	$10,006 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-371-12`

Property Details

APN / Parcel Number

Primary APN	`105-371-12`
Alternative APN	`105-371-12-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,183 sqft Living Area
Gross Area	2,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	54,145 sqft
View / Lot	Mountain
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1,120 sqft
Patio Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	566 RANCHITOS DEL SOL
City	APTOS
State	CA
Zip	95003-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND/H D GUNDERSEN
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 105-371-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	566 RANCHITOS DEL SOL, APTOS, CA 95003-9733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2002 · Amount on Record
Deed Sale	Aug 19, 2002 · Amount on Record
Deed Document Number	200258532
Last Transfer Date	Jan 15, 2013
Transfer Doc	0000004243
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	566 RANCHITOS DEL SOL, APTOS, CA 95003-9733
Transaction Type	Mortgage
Record Updated	Apr 07, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO EI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 RANCHITOS DEL SOL, APTOS, CA 95003-9733

Mortgage

Document Number	0000017629
Date	Mar 26, 2021
Instrument	2021-0017629

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,856 (+2%) Land $452,628 Building $408,228
2025	$10,006.00 (+9.63%) Homeowner's exemption	$843,977 (+4.04%) Land $443,753 Building $400,224
2023	$9,127.00 (+1.83%) Homeowner's exemption	$811,204 Land $426,521 Building $384,683	$991,890
2022	$8,963.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 83 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio Internet.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.