Shelby County property record for 765 Graefenburg Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.369 acres (16,086 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Apr 2021) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Dec 2010 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101A-05-001 |
| Primary APN | 101A-05-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 16,086 sqft (0.369 acres) |
|---|
| Account Number | 0053669 |
|---|---|
| Street Address | 765 GRAEFENBURG RD |
| City | WADDY |
| State | KY |
| Zip | 40076-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAEFENBURG |
| Legal Subdivision | GRAEFENBURG |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 40101 |
Source: Shelby County records, as of February 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 765 GRAEFENBURG RD, WADDY, KY 40076-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2010 | Deed of Trust, Mortgage · FHA Mortgage FLORIDA CAPITAL BANK NA |
| Apr 27, 2021 | Deed of Trust, Mortgage WANDA M REED |
| Nov 6, 2008 | Deed of Trust, Mortgage BRANCH BANKING AND TRUST CO |
| Jun 26, 2020 | Cash Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2020 · Amount on Record |
| Deed Document Number | 2021472153 |
| Deed Book / Page | 681 / 253 |
| Prior Transfer Date | Apr 26, 2021 |
| Prior Transfer Doc | 0000472153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 765 GRAEFENBURG RD, WADDY, KY 40076-6039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M842/395 |
|---|---|
| Date | Dec 7, 2010 |
| Book Page | M842/395 |
| Instrument | 00367305 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 765 GRAEFENBURG RD, WADDY, KY 40076-6039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1220/432 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | M1220/432 |
| Instrument | 472154 |
| Name | WANDA M REED |
|---|---|
| Type | Private Party |
| Address | 1011 HICKORY RIDGE RD, WADDY, KY 40076 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 765 GRAEFENBURG RD, WADDY, KY 40076-6039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M780/064 |
|---|---|
| Date | Nov 6, 2008 |
| Book Page | M780/064 |
| Instrument | 00346125 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount Recorded |
|---|---|
| Term | 71 Months |
| Due | Oct 25, 2014 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Jun 26, 2020 |
| Property Address | 765 GRAEFENBURG RD, WADDY, KY 40076-6039 |
| Document Number | 0D0665/745 |
| Book / Page | D0665 / 745 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 461242 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7250 EAGLE STONE LN, BOWLING GREEN, KY 42101-6649 |
| Name | Verified Name |
|---|---|
| Address | 1011 HICKORY RIDGE RD, WADDY, KY 40076-6070 |
Source: Shelby County assessment roll, as of February 17, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 (-5.06%) | $135,000 (-) | $135,000 (-) |
| 2023 | $1,067.00 Homeowner's exemption | $135,000 | $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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