Shelby County property record for 618 Graefenburg Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Details | 2,912 sqft |
| Lot Size | 0.654 acres (28,497 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,000 (Jan 2018) |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101A-02-013 |
| Primary APN | 101A-02-013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,912 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,497 sqft (0.654 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 396 sqft |
| Account Number | 0056521 |
|---|---|
| Street Address | 618 GRAEFENBURG RD |
| City | WADDY |
| State | KY |
| Zip | 40076-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAEFENBURG |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40101 |
Source: Shelby County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 618 GRAEFENBURG RD, WADDY, KY 40076-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 24, 2022 | Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jan 16, 2018 | Warranty Deed, Construction Loan · Construction Mortgage RIVER CITY BANK INC |
| Jul 5, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on Record |
| Deed Sale | Jan 16, 2018 · Amount on Record |
| Deed Document Number | 2018437510 |
| Deed Book / Page | 0633 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 618 GRAEFENBURG RD, WADDY, KY 40076-5036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1104/001 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | M1104/001 |
| Instrument | 447135 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Aug 24, 2022 |
| Property Address | 618 GRAEFENBURG RD, WADDY, KY 40076-5036 |
| Document Number | 00D704/113 |
| Book / Page | D704 / 113 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 487081 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 36012, LOUISVILLE, KY 40233-6012 |
| Name | Verified Name |
|---|---|
| Address | 618 GRAFENBURG RD, WADDY, KY 40076-5036 |
| Document Number | 0M1288/243 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | M1288/243 |
| Instrument | 487082 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Jan 16, 2018 |
| Property Address | 618 GRAEFENBURG RD, WADDY, KY 40076-5036 |
| Document Number | 0D0633/065 |
| Book / Page | D0633 / 065 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 437510 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 NALLEY LN, BROOKS, KY 40109-5020 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 618 GAEFENBURG ROAD, WADDY, KY 40076-5036 |
| Document Number | 0000437511 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 437511 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 11, 2018 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Jul 5, 2017 |
| Property Address | 618 GRAEFENBURG RD, WADDY, KY 40076-5036 |
| Document Number | 0D0626/023 |
| Book / Page | D0626 / 023 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 432274 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | AMBROSE LN102, LN102, LOUISVILLE, KY 40299 |
| Name | Verified Name |
|---|---|
| Address | 8310 WESTPORT RD, LOUISVILLE, KY 40242-3042 |
Source: Shelby County assessment roll, as of February 17, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,452.00 (-2.31%) | $214,000 (-) | $214,000 (-) |
| 2023 | $2,510.00 | $214,000 | $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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