576 Graefenburg Rd, Waddy, KY 40076 Property Records

Shelby County property record for 576 Graefenburg Rd, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$169,000 (Dec 2018)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101A-02-015`

Property Details

APN / Parcel Number

Primary APN	`101A-02-015`
Alternative APN	`0049090`

Location & Zoning

Account Number	0049090
Street Address	576 GRAEFENBURG RD
City	WADDY
State	KY
Zip	40076-6038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT GRAEFENBURG ROAD
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	3
Census Block	3002
Census Tract	40101

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	576 GRAEFENBURG RD, WADDY, KY 40076-6038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage REPUBLIC STATE MORTGAGE CO
Dec 10, 2018	Deed, Transfer · VA Mortgage REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	446352
Deed Book / Page	D0645 / 344
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	576 GRAEFENBURG RD, WADDY, KY 40076-6038
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	JBS TITLE LLC, NJS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1129/040
Date	Sep 27, 2019
Book Page	M1129/040
Instrument	453701

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Dec 10, 2018
Property Address	576 GRAEFENBURG RD, WADDY, KY 40076-6038
Document Number	0D0645/344
Book / Page	D0645 / 344
Instrument Date	Nov 26, 2018
Instrument	446352
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	NOT AVAILABLE, NOS TITLES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S MAIN ST, LAWRENCEBURG, KY 40342-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 GRAFENBURG RD, WADDY, KY 40076-6038

Mortgage

Document Number	0000446353
Date	Dec 10, 2018
Instrument	446353

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 (-2.31%)	$169,000 (-)	$169,000 (-)
2023	$1,992.00	$169,000	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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