Louisa County property record for 765 Busbees Point Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,649 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,318 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 42 3 |
| Primary APN | 46 42 3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,649 sqft Living Area |
| 1st Floor Area | 1,766 sqft |
| Basement Area | 1,766 sqft |
| Finished Basement | 1,766 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Deck Area | 30 sqft |
| Boat House | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 30475 |
|---|---|
| Street Address | 765 BUSBEES POINT RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RUM POINT SUBDIVISION PLAT BOOK 2039/694 SEQ 8 LOT 3 DB 1690/437 .980 AC |
| Legal Subdivision | POINT SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950101 |
765 Busbees Point Rd, a single family home, is owned by two individuals.
Source: Louisa County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9300 ELKHORNE RUN CT, LORTON, VA 22079-3469 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 3, 2025 | Deed, Transfer |
| Dec 8, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 19, 2026 |
| Property Address | 765 BUSBEES POINT RD, BUMPASS, VA 23024 |
| Document Number | 0000004756 |
| Book / Page | 2088 / 615 |
| Instrument Date | May 1, 2026 |
| Instrument | 20264756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 9300 ELKHORNE RUN CT, LORTON, VA 22079-3469 |
| Document Number | 0000004756, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 2088/615 |
| Instrument | 20264756 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Oct 3, 2025 |
| Property Address | 765 BUSBEES POINT RD, BUMPASS, VA 23024 |
| Document Number | 002039/694 |
| Book / Page | 2039 / 694 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 202500009118 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9300 ELKHORNE RUN CT, LORTON, VA 22079-3469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 765 BUSBEES POINT RD, BUMPASS, VA 23024-4822 |
| Document Number | 0000012664 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000012664 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 001722/000214 |
| Instrument | 12664 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Amount | Amount on Record |
|---|---|
| Term | 384 Months |
| Due | Dec 10, 2052 |
The 2025 property tax bill for 765 Busbees Point Rd was $12,318, up 12.2% from the year before.
Source: Louisa County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,831,424 (+7.04%) Land $475,000 Building $1,356,424 | $1,831,424 (+7.04%) Land $475,000 Building $1,356,424 | |
| 2025 | $12,318.00 (+12.19%) | $1,710,900 Land $494,000 Building $1,216,900 | $1,710,900 Land $494,000 Building $1,216,900 |
| 2024 | $10,980.00 | ||
| 2023 | $1,401,500 Land $410,400 Building $991,100 | ||
| 2022 | $1,401,500 Land $410,400 Building $991,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 765 Busbees Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 765 Busbees Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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