685 Busbees Point Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 685 Busbees Point Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,822 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,267 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46 39`

Property Details

APN / Parcel Number

Primary APN	`46 39`
Alternative APNs	`11216` `10860`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,822 sqft Living Area
1st Floor Area	1,881 sqft
Basement Area	1,881 sqft
Finished Basement	1,881 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Precast Concrete Panel
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	422 sqft
Deck Area	474 sqft
Patio Area	787 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10860
Street Address	685 BUSBEES POINT RD
City	BUMPASS
State	VA
Zip	23024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N. RIVER DB 1439/184 2.40 AC
Legal Subdivision	LIGHTHOUSE POINT
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1009
Census Tract	950101

Owner

Source: Louisa County records · APN 46 39

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 141, GREENCASTLE, PA 17225-0141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Sep 04, 2018	Deed of Trust, Mortgage · ARM FULTON BANK NA
Jan 14, 2016	Deed of Trust, Mortgage BANK OF CHARLESTOWN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	685 BUSBEES POINT RD, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001747/421
Date	Mar 24, 2021
Book Page	1747/421
Instrument	202100003425

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate	3.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	685 BUSBEES POINT RD, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1747/421
Date	Mar 24, 2021
Book Page	1747/421
Instrument	202100003425

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate	3.12%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	685 BUSBEES POINT RD, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008354
Date	Sep 04, 2018
Book Page	1579/0659
Instrument	180008354

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	685 BUSBEES POINT RD, BUMPASS, VA 23024
Document Number	0000006555
Book / Page	001521 / 000469
Instrument Date	Jan 14, 2016
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	DOMINION CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 141 GREENCASTLE PA 172250141, GREENCASTLE, PA 17225-0141

Mortgage

Document Number	0000006555
Date	Aug 02, 2017
Book Page	001521/000469
Instrument	6555

Lender

Name	BANK OF CHARLESTOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2027

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,996,238 (+8.33%) Land $625,000 Building $1,371,238	$1,996,238 (+8.33%) Land $625,000 Building $1,371,238
2025	$13,267.00 (+12.18%)	$1,842,700 (+22.32%) Land $625,000 Building $1,217,700	$1,842,700 (+22.32%) Land $625,000 Building $1,217,700
2024	$11,827.00 (+295.29%)
2023		$1,506,400 Land $515,000 Building $991,400
2022	$2,992.00		$1,506,400 Land $515,000 Building $991,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: iWiSP.

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