Louisa County property record for 762 Busbees Point Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 6,990 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $21,564 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 42 4 |
| Primary APN | 46 42 4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 1 Story |
| Building Area | 6,990 sqft Living Area |
| 1st Floor Area | 4,468 sqft |
| Basement Area | 3,880 sqft |
| Finished Basement | 3,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Precast Concrete Panel |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,080 sqft |
| Porch | Slab |
|---|---|
| Deck Area | 384 sqft |
| Patio Area | 1,266 sqft |
| Boat House | Boat House |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 30476 |
|---|---|
| Street Address | 762 BUSBEES POINT RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RUM POINT SUBDIVISION PLAT 1686/534 SEQ 2 LOT 4 DB 1640/293 .935 AC |
| Legal Subdivision | POINT SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950101 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 762 BUSBEES POINT RD, BUMPASS, VA 23024-4822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit VIRGINIA NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 15, 2026 |
| Property Address | 762 BUSBEES POINT RD, BUMPASS, VA 23024-4822 |
| Document Number | 0000008655 |
| Book / Page | 2111 / 309 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20268655 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 762 BUSBEES POINT RD, BUMPASS, VA 23024-4822 |
| Document Number | 0000008655, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 2111/309 |
| Instrument | 20268655 |
| Name | ALLIANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 762 BUSBEES POINT RD, BUMPASS, VA 23024-4822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 001826/154 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 1826/154 |
| Instrument | 202200001763 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 762 BUSBEES POINT RD, BUMPASS, VA 23024-4822 |
| Document Number | 0000009279 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000009279 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 001702/000554 |
| Instrument | 9279 |
| Name | VIRGINIA NAT'L BK |
|---|---|
| Type | Bank |
| Address | PO BOX 2853, CHARLOTTESVILLE, VA 22902-2853 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,354,792 (+12.01%) Land $500,000 Building $2,854,792 | $3,354,792 (+12.01%) Land $500,000 Building $2,854,792 | |
| 2025 | $21,564.00 (+13.88%) | $2,995,100 (+27.58%) Land $520,000 Building $2,475,100 | $2,995,100 (+27.58%) Land $520,000 Building $2,475,100 |
| 2024 | $18,935.00 | ||
| 2023 | $2,347,600 Land $432,000 Building $1,915,600 | ||
| 2022 | $2,347,600 Land $432,000 Building $1,915,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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