7647 Modica St, Clermont, FL 34714 Property Records

Lake County property record for 7647 Modica St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,922 sqft · built 2023
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$644,600 (Feb 2023)
Tax Bill	$8,985 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-23-26-0011-000-21600`

Property Details

APN / Parcel Number

Primary APN	`28-23-26-0011-000-21600`
Alternative APNs	`262328001100021600` `3928394`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,922 sqft Living Area
Gross Area	4,590 sqft
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	668 sqft
Porch	Finished/Open Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3928394
Street Address	7647 MODICA ST
City	CLERMONT
State	FL
Zip	34714-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW PHASE 2 PB 75 PG 87-90 LOT 216 ORB 6086 PG 2328
Legal Range	26E
Legal Township	23S
Legal Section	28
Legal Subdivision	RIDGEVIEW PHASE 2
Legal Tract	OS2-1,OS2-
Legal Lot Number	216
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2011
Census Tract	31314

Owner

7647 Modica St is owned and occupied by two individuals who bought it in February 2023.

Source: Lake County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7647 MODICA ST, CLERMONT, FL 34714-9185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Feb 16, 2022 · Amount on File
Deed Document Number	202311835
Deed Book / Page	6086 / 2328
Record Updated	Sep 20, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 1, 2023
Property Address	7647 MODICA ST, CLERMONT, FL 34714-9185
Document Number	0060862328
Book / Page	6086 / 2328
Map Reference	MB 75 PG 87-90
Instrument Date	Jan 30, 2023
Instrument	2023011835
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,512.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE # 450, 450, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7647 MODICA ST, CLERMONT, FL 34714-9185

Mortgage

Document Number	0060862330
Date	Feb 1, 2023
Instrument	6086/2330

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 28, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 28, 2028
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 7647 Modica St was $8,985, down 1.1% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,626 (-) Land $115,000 Building $491,626	$606,626 (-) Land $115,000 Building $491,626
2025	$8,985.00 (-1.09%)	$606,626 Land $115,000 Building $491,626	$606,626 Land $115,000 Building $491,626
2024	$9,084.00 (+407.2%)
2023	$1,791.00 (+94.46%)	$92,000 (+33.33%)	$92,000 (+33.33%) Land $92,000
2022	$921.00	$69,000	$69,000 Land $69,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7647 Modica St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7647 Modica St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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