7633 Bluff Point Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7633 Bluff Point Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2 ba · 959 sqft · built 2002
Lot Size	0.068 acres (2,983 sqft)
Owner	Individual Name on Record
Last Sale	$259,500 (May 2019)
Tax Bill	$4,668 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-300857`

Property Details

APN / Parcel Number

Primary APN	`01-300857`
Alternative APN	`300857`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	959 sqft Total Area
Basement Area	715 sqft
Finished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,983 sqft (0.068 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300857
Street Address	7633 BLUFF POINT LN
City	ELKRIDGE
State	MD
Zip	21075-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 194 2,983 SQ' 7633 BLUFF POINT LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	194
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2047
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
May 15, 2019	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jan 6, 2017	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Book / Page	18670 / 308
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Jun 30, 2026
Property Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	2330000468
Book / Page	23302 / 468
Instrument Date	Jun 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	2330000468,
Date	Jun 30, 2026
Book Page	23302/468

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Apr 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EASTERN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181120277
Date	Apr 3, 2018
Book Page	18112/277

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210640300
Date	Oct 29, 2021
Book Page	21064/300

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 15, 2019
Property Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0186700308
Book / Page	18670 / 308
Map Reference	PL 17327-17345
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,243.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	18670314
Date	May 15, 2019
Instrument	18670/314

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 6, 2017
Property Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0173710156
Book / Page	17371 / 156
Map Reference	PL17327-17345
Instrument Date	Dec 22, 2016
Instrument	17371-156
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 WILD HONEY WAY, ELKRIDGE, MD 21075-7298

Mortgage

Document Number	17371160
Date	Jan 6, 2017
Instrument	17371-160

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7633 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0178910325
Book / Page	017891 / 000325
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7633 BLUFF POINT LN ELKRIDGE MD 210757918, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	0178910325
Date	Oct 31, 2017
Book Page	017891/000325

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,668.00 (+5.56%)	$312,400 (+5.4%) Land $100,000 Building $212,400	$312,400 (-) Land $100,000 Building $212,400
2025	$4,422.00 (+55.81%)	$296,400 (+12.1%)	$312,400 (+18.15%) Land $100,000 Building $212,400
2023		$264,400 Land $70,000 Building $194,400	$264,400 Land $70,000 Building $194,400
2022	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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