7645 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7645 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,992 sqft · built 1975
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Sep 2016)
Tax Bill$4,244 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-018-000-012

Property Details

APN / Parcel Number

Primary APN06-24-018-000-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,992 sqft Living Area
1st Floor Area1,332 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area52,708 sqft (1.21 acres)
Lot Dimensions497 ft deep x 100 ft wide
Garage TypeMixed
Garage Area808 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7645 W RIDGE RD
CityELYRIA
StateOH
Zip44035-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLC 8/21/08 20080265788
Legal SubdivisionWEST OF THE BLACK RIVER
Legal Tract24
Legal Lot Number18
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2002
Census Tract70400

Owner

Source: Lorain County records · APN 06-24-018-000-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7645 W RIDGE RD, ELYRIA, OH 44035-1957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2016 · Amount on Record
Deed SaleSep 09, 2016 · Amount on Record
Prior SaleFeb 25, 2011 · Amount on Record
Deed Document Number2016004639
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7645 W RIDGE RD, ELYRIA, OH 44035-1957
Document Number0000714964
Instrument DateMay 04, 2019
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7645 W RIDGE RD ELYRIA OH 440351957, ELYRIA, OH 44035-1957

Mortgage

Document Number0000714964
DateMay 17, 2019
Instrument714964
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 16, 2029

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,244.00$78,510 (+0.01%) Land $14,470 Building $64,040$224,300 (-) Land $41,340 Building $182,960
2024$4,244.00 (-1.94%)$78,505 (+14.84%) Land $14,469 Building $64,036$224,300 (+14.84%) Land $41,340 Building $182,960
2023$4,328.00 (+0.35%)$68,363 (-0.01%) Land $12,828 Building $55,535$195,320 (-) Land $36,650 Building $158,670
2022$4,313.00$68,370 Land $12,830 Building $55,540
2021$195,320 Land $36,650 Building $158,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number