Lorain County property record for 7721 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,693 sqft · built 1992 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,150 (Jan 2018) |
| Tax Bill | $9,012 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-018-000-029 |
| Primary APN | 06-24-018-000-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,693 sqft Living Area |
| 1st Floor Area | 2,947 sqft |
| 2nd Floor Area | 1,186 sqft |
| Attic Area | 200 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Mixed |
| Garage Area | 1,248 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 396 sqft |
| Patio Area | 112 sqft |
| Pole Barn | 2,880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7721 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-06-073 -003-01 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 24 |
| Legal Lot Number | 18 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 70400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7721 W RIDGE RD, ELYRIA, OH 44035-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit EATON FAMILY CU |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit EATON FAM CU |
| Nov 26, 2018 | Quit Claim Deed, Transfer EATON FAM CU |
| Jan 31, 2018 | Grant Deed, Transfer · Line of Credit FTF LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Prior Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 0000660262 |
| Last Transfer Date | Nov 26, 2018 |
| Transfer Doc | 0000696148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7721 W RIDGE RD, ELYRIA, OH 44035-1955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000909041 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2023-0909041 |
| Name | EATON FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | EUCLID, OH 44123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7721 W RIDGE RD, ELYRIA, OH 44035-1955 |
| Document Number | 0000716064 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7721 W RIDGE RD ELYRIA OH 440351955, ELYRIA, OH 44035-1955 |
| Document Number | 0000716064 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 716064 |
| Name | EATON FAM CU |
|---|---|
| Type | Credit Union |
| Address | EUCLID, OH 44123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 27, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 26, 2018 |
| Property Address | 7721 W RIDGE RD, ELYRIA, OH 44035-1955 |
| Document Number | 0000696148 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 696148 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7721 W RIDGE RD ELYRIA OH 440351955, ELYRIA, OH 44035-1955 |
| Document Number | 696149 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 696149 |
| Name | EATON FAM CU |
|---|---|
| Type | Credit Union |
| Address | EUCLID, OH 44123 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 25, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2018 |
| Property Address | 7721 W RIDGE RD, ELYRIA, OH 44035-1955 |
| Document Number | 0000660262 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 660262 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7721 W RIDGE RD ELYRIA OH 440351955, ELYRIA, OH 44035-1955 |
| Document Number | 660263 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 660263 |
| Name | FTF LNDG LLC |
|---|---|
| Address | CLEVELAND, OH 44113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,012.00 | $166,870 (%) Land $23,440 Building $143,430 | $476,780 (-) Land $66,980 Building $409,800 |
| 2024 | $9,012.00 (+5.74%) | $166,873 (+23.72%) Land $23,443 Building $143,430 | $476,780 (+23.72%) Land $66,980 Building $409,800 |
| 2023 | $8,523.00 (+0.34%) | $134,876 (%) Land $21,630 Building $113,246 | $385,360 (-) Land $61,800 Building $323,560 |
| 2022 | $8,494.00 | $134,880 Land $21,630 Building $113,250 | |
| 2021 | $385,360 Land $61,800 Building $323,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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