7576 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7576 W Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,836 sqft · built 1988
Lot Size7.76 acres (338,026 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (Feb 2014)
Tax Bill$4,389 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00-085-000-051

Property Details

APN / Parcel Number

Primary APN05-00-085-000-051

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,836 sqft Living Area
1st Floor Area1,200 sqft
2nd Floor Area636 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area338,026 sqft (7.76 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area336 sqft
Deck Area168 sqft
Patio Area192 sqft
Canopy192 sqft
Pole Barn576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7576 W RIDGE RD
CityELYRIA
StateOH
Zip44035-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionO L 85
Legal SubdivisionTOWNSHIP/AMHERST
Legal Lot Number85
JurisdictionLORAIN OH
Township / Civil DivisionAMHERST
Census Block Group2
Census Block2004
Census Tract57100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7567 W RIDGE RD, ELYRIA, OH 44035-1959
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2014 · Amount on Record
Deed SaleFeb 26, 2014 · Amount on Record
Prior SaleJan 30, 2004 · Amount on Record
Deed Document Number2014000573
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7576 W RIDGE RD, ELYRIA, OH 44035-1960
Document Number0000671625
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7576 W RIDGE RD ELYRIA OH 440351960, ELYRIA, OH 44035-1960

Mortgage

Document Number0000671625
DateMay 10, 2018
Instrument671625
Lender
NameCHEMICAL BK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 9, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionAmherst Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,389.00$90,160 (%) Land $29,980 Building $60,180$257,600 (-) Land $85,670 Building $171,930
2024$4,389.00 (-0.95%)$90,161 (+15.18%) Land $29,985 Building $60,176$257,600 (+15.18%) Land $85,670 Building $171,930
2023$4,431.00 (+0.36%)$78,278 (%) Land $30,720 Building $47,558$223,650 (-) Land $87,770 Building $135,880
2022$4,415.00$78,280 Land $30,720 Building $47,560
2021$223,650 Land $87,770 Building $135,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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