Bergen County and Edgewater Borough property record for 764 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Condominium |
|---|---|
| Details | 2,090 sqft · built 2007 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Feb 2005) |
| Tax Bill | $14,729 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00015-0000-00013-0000-C000B |
| Primary APN | 13-00015-0000-00013-0000-C000B |
|---|---|
| Alternative APN |
|
| Building Area | 2,090 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 764 UNDERCLIFF AVE, B |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 50X100 |
| Legal Subdivision | 764 UNDERCLIFF AVE |
| Legal Block | 15 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 764B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1579 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 17, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 4, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2005 · Amount on Record |
| Deed Sale | Feb 22, 2005 · Amount on Record |
| Deed Book / Page | 8783 / 655 |
| Last Transfer Date | Apr 5, 2023 |
| Transfer Doc | 0049951781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 17, 2023 |
| Property Address | 764 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1452 |
| Document Number | 0049951781 |
| Book / Page | 4995 / 1781 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023033026 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | PRO NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 764B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1579 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 764B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1579 |
| Document Number | 2023033027 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023033027 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 2.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 764 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1452 |
| Document Number | 0032481216 |
| Instrument Date | May 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 764 UNDERCLIFF AVE EDGEWATER NJ 07020, EDGEWATER, NJ 07020 |
| Document Number | 0032481216 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 003248/001216 |
| Instrument | 31918 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $959,600 (+7.17%) Land $315,000 Building $644,600 | $959,600 (+7.17%) Land $315,000 Building $644,600 | |
| 2025 | $14,729.00 (+5.52%) | $895,400 (+5.14%) Land $297,500 Building $597,900 | $895,400 (+5.14%) Land $297,500 Building $597,900 |
| 2024 | $13,959.00 (+3.91%) | ||
| 2023 | $851,600 Land $275,000 Building $576,600 | $851,600 Land $275,000 Building $576,600 | |
| 2022 | $13,434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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