Bergen County and Edgewater Borough property record for 757 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,349 sqft · built 2016 |
| Lot Size | 0.071 acres (3,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,529,000 (Feb 2017) |
| Tax Bill | $30,842 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00014-0000-00001-0000-C0757 |
| Primary APN | 13-00014-0000-00001-0000-C0757 |
|---|
| Building Area | 3,349 sqft Living Area |
|---|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 3,101 sqft (0.071 acres) |
| Lot Dimensions | 100 ft deep x 31 ft wide |
| Street Address | 757 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 31X100 |
| Legal Subdivision | UNDERCLIFF AVE CONDO |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 757 UNDERCLIFF AVE, A, EDGEWATER, NJ 07020-1450 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage CITIZENS BK NA |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage METRO CTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2017 · Amount on Record |
| Deed Sale | Feb 27, 2017 · Amount on Record |
| Prior Sale | Dec 2, 2016 · Amount on Record |
| Deed Document Number | 201717868 |
| Deed Book / Page | 2546 / 597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 757 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1450 |
| Document Number | 0037960071 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 757 UNDERCLIFF AVE EDGEWATER NJ 070201450, EDGEWATER, NJ 07020-1450 |
| Document Number | 0037960071 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 003796/000071 |
| Instrument | 112075 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 757 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1450 |
| Document Number | 0030591303 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 757 UNDERCLIFF AVE #A EDGEWATER NJ 070201450, A, EDGEWATER, NJ 07020-1450 |
| Document Number | 0030591303 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 003059/001303 |
| Instrument | 67453 |
| Name | METRO CTY BK |
|---|---|
| Type | Bank |
| Address | DORAVILLE, GA 30340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,996,600 (+6.49%) Land $335,400 Building $1,661,200 | $1,996,600 (+6.49%) Land $335,400 Building $1,661,200 | |
| 2025 | $30,842.00 (+16.98%) | $1,874,900 (+37.86%) Land $317,300 Building $1,557,600 | $1,874,900 (+37.86%) Land $317,300 Building $1,557,600 |
| 2024 | $26,366.00 (+23.4%) | ||
| 2023 | $1,360,000 Land $293,000 Building $1,067,000 | $1,360,000 Land $293,000 Building $1,067,000 | |
| 2022 | $21,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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