Bergen County and Edgewater Borough property record for 765 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.059 acres (2,588 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $885,000 (Feb 2018) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00014-0000-00023 |
| Primary APN | 13-00014-0000-00023 |
|---|
| Lot Area | 2,588 sqft (0.059 acres) |
|---|
| Street Address | CONDO |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | COMMON ELEMENT |
| Legal Block | 14 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | CONDO |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on Record |
| Deed Sale | Feb 23, 2018 · Amount on Record |
| Prior Sale | Jul 20, 2010 · Amount on Record |
| Deed Document Number | 201818-013843 |
| Deed Book / Page | 2871 / 1191 |
| Last Transfer Date | Jan 30, 2019 |
| Transfer Doc | 0000007672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 765 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1450 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 765 UNDERCLIFF AVE A, A, EDGEWATER, NJ 07020-1450 |
| Document Number | 0049381867 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 4938/1867 |
| Instrument | 2023014603 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill |
|---|---|
| 2023 | Additional exemption filed |
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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