7635 Davidson Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7635 Davidson Rd, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,560 sqft · built 1989
Lot Size18.9 acres (826,333 sqft)
OwnerIndividual Name on Record
Tax Bill$2,262 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN159P A 003.26

Property Details

APN / Parcel Number

Primary APN159P A 003.26
Alternative APN
  • 0000126630

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,560 sqft Living Area

Exterior

Year BuiltBuilt 1989
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area826,333 sqft (18.9 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000126630
Old Parcel Number159P A 00326
Street Address7635 DAVIDSON RD
CityCHATTANOOGA
StateTN
Zip37421-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARM 3227-00A OUT OF 159P-A-3.12 & 170D-A-2 FOR 1989
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7635 DAVIDSON RD, CHATTANOOGA, TN 37421-4108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleMar 30, 2000
Last Transfer DateDec 15, 2016
Transfer Doc0000000157
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7635 DAVIDSON RD, CHATTANOOGA, TN 37421-4108
Document Number0000000128
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address7635 DAVIDSON RD CHATTANOOGA TN 374214108, CHATTANOOGA, TN 37421-4108

Mortgage

Document Number0000000128
DateNov 2, 2017
Book Page011194/000596
Instrument128
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 1, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,262.00 (-1.99%)$149,250 (+44.66%)$794,400 (+15.21%) Land $311,100 Building $483,300
2024$2,308.00$103,175 (-)$689,500 (-) Land $379,400 Building $310,100
2023$2,308.00$103,175 (-)$689,500 (-) Land $379,400 Building $310,100
2022$2,308.00$103,175$689,500 Land $379,400 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims18 (1990–2020)
Claims Outside the SFHA3 of 18
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 4 claims
  • Severe Storms & Flooding, Feb 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Davidson Rd

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