7628 Davidson Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7628 Davidson Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 5,486 sqft · built 2017
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,000 (Aug 2021)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`170D B 005`

Property Details

APN / Parcel Number

Primary APN	`170D B 005`
Alternative APN	`0000116632`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,486 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Deck Area	Deck Area
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116632
Street Address	7628 DAVIDSON RD
City	CHATTANOOGA
State	TN
Zip	37421-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FARM 240-79A-93A-05A-15A SE 1/4 SEC 23 TWP 2 R 3
Legal Range	03W
Legal Township	02S
Legal Section	23
Legal Subdivision	HERITAGE GREEN SUBDIVISION
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11326

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7628 DAVIDSON RD, CHATTANOOGA, TN 37421-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	2021162
Deed Book / Page	12622 / 996
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	0072960751
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7628 DAVIDSON RD, CHATTANOOGA, TN 37421-4107
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 DAVIDSON RD, CHATTANOOGA, TN 37421-4107

Mortgage

Document Number	0000000146
Date	Apr 11, 2023
Book Page	13259/706
Instrument	2023041100146

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2021
Property Address	7628 DAVIDSON RD, CHATTANOOGA, TN 37421-4107
Document Number	0000000162
Book / Page	12622 / 996
Instrument Date	Aug 20, 2021
Instrument	2021082500162
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,811.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 DAVIDSON RD, CHATTANOOGA, TN 37421-4107

Mortgage

Document Number	0000000163
Date	Aug 25, 2021
Book Page	12623/1
Instrument	2021082500163

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7628 DAVIDSON RD, CHATTANOOGA, TN 37421-4107
Document Number	0624000239
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 DAVIDSON RD CHATTANOOGA TN 374214107, CHATTANOOGA, TN 37421-4107

Mortgage

Document Number	0624000239
Date	Jun 24, 2020
Book Page	012048/000540
Instrument	200624000239

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00 (+6.8%)	$239,440 (+57.65%)	$1,337,500 (+91.56%) Land $562,800 Building $774,700
2024	$3,398.00	$151,880 (-)	$698,200 (-) Land $265,400 Building $432,800
2023	$3,398.00	$151,880 (-)	$698,200 (-) Land $265,400 Building $432,800
2022	$3,398.00	$151,880	$698,200 Land $265,400 Building $432,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2003–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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