Hamilton County property record for 7631 Davidson Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,437 sqft · built 2018 |
| Lot Size | 5.21 acres (227,383 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,886 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 159P A 003.28 |
| Primary APN | 159P A 003.28 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,437 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 227,383 sqft (5.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000381988 |
|---|---|
| Street Address | 7631 DAVIDSON RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVIDSON RD OUT OF 159P-A-003.26 FOR 2015 |
| Legal Subdivision | J H CROOK SUB |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11326 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7635 DAVIDSON RD, CHATTANOOGA, TN 37421-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP |
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST VOLUNTEER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2016 |
| Deed Sale | Dec 14, 2016 |
| Prior Sale | Jun 3, 2009 · Amount on Record |
| Deed Document Number | 0010931369 |
| Deed Book / Page | 8992 / 054 |
| Prior Transfer Date | Aug 6, 2009 |
| Prior Transfer Doc | 2009080600229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7631 DAVIDSON RD, CHATTANOOGA, TN 37421-4108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000077 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 12437/226 |
| Instrument | 2021040900077 |
| Name | BANK OF LITTLE ROCK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7631 DAVIDSON RD, CHATTANOOGA, TN 37421-4108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000169 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 11307/383 |
| Instrument | 2018040200169 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,886.00 (+2.16%) | $190,425 (+50.8%) | $761,700 (+50.8%) Land $130,800 Building $630,900 |
| 2024 | $2,825.00 | $126,275 (-) | $505,100 (-) Land $124,200 Building $380,900 |
| 2023 | $2,825.00 | $126,275 (-) | $505,100 (-) Land $124,200 Building $380,900 |
| 2022 | $2,825.00 | $126,275 | $505,100 Land $124,200 Building $380,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 18 (1990–2020) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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