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7632 River Ave, Fleming Island, FL 32003 Property Records

Clay County property record for 7632 River Ave, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,008 sqft · built 2021
Lot Size0.501 acres (21,823 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Sep 2020)
Tax Bill$7,986 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN38-05-26-014782-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014782-000-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,008 sqft Living Area
Gross Area2,428 sqft
1st Floor Area2,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialOther
Lot Area21,823 sqft (0.501 acres)
Lot Dimensions210 ft deep x 104 ft wide
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool Area282 sqft
PorchSlab
Porch Area416 sqft
Patio Area1,610 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7632 RIVER AVE
CityFLEMING ISLAND
StateFL
Zip32003-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & 2 BLK 1 FLEMING ISL ESTATES AS REC OR 4348 PG 983
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISL ESTATES
Legal Block1
Legal Lot Number1,2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014782-000-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7632 RIVER AVE, FLEMING ISLAND, FL 32003-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Sep 01, 2020Warranty Deed, Construction Loan
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleApr 05, 2010 · Amount on Record
Deed Document Number202044852
Deed Book / Page4348 / 983
Prior Transfer DateMay 11, 2006
Prior Transfer Doc0027282023
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address7632 RIVER AVE, FLEMING ISLAND, FL 32003-8702
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7632 RIVER AVE, FLEMING ISLAND, FL 32003-8702

Mortgage

Document Number0045762161
DateFeb 28, 2022
Book Page4576/2161
Instrument2022013236
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 01, 2020
Property Address7632 RIVER AVE, FLEMING ISLAND, FL 32003-8702
Document Number0043480983
Book / Page004348 / 000983
Instrument DateAug 28, 2020
Instrument44852
Transaction TypeConstruction Loan
Record UpdatedSep 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1982 SUMMIT RIDGE RD FLEMING ISLAND FL 320034965, FLEMING ISLAND, FL 32003-4965

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,986.00 (+4.67%) Homeowner's exemption$563,747 (+5.99%)$739,512 (+17.01%) Land $473,200 Building $266,312
2024$7,630.00 (-2.19%)
2023$7,801.00 (+4.46%) Homeowner's exemption$531,903 (+3%)$631,987 (+16.77%) Land $378,560 Building $253,427
2022$7,468.00 Homeowner's exemption$516,411$541,233 Land $331,240 Building $209,993

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 54 locations within half a mile of this property.

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