Clay County property record for 7618 River Ave, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,243 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,396 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014772-001-00 |
| Primary APN | 38-05-26-014772-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,243 sqft Living Area |
| Gross Area | 4,099 sqft |
| 1st Floor Area | 3,243 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 217 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Porch | Finished/Open Porch |
| Deck Area | 120 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7618 RIVER AVE |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 5 FLOYD DIV FLEMING ISL GRANT & PT OF CLAY STREET(CLOSED OR 2506 PG 1008) AS REC O |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | FLOYD DIV FLEMING ISL GRANT |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 9566, FLEMING ISLAND, FL 32006-0031 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| May 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jan 16, 2024 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 0047870469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 7618 RIVER AVE, FLEMING ISLAND, FL 32003-8702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | REALTY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5112 IVIEDORAS AVENUE, SAINT AUGUSTINE, FL 32080 |
| Document Number | 0046551991 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 4655/1991 |
| Instrument | 2022060379 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 7618 RIVER AVE, FLEMING ISLAND, FL 32003-8702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7618 RIVER AVE, FLEMING ISLAND, FL 32003-8702 |
| Document Number | 0049320768 |
|---|---|
| Date | May 21, 2025 |
| Book Page | 4932/768 |
| Instrument | 2025023353 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 5-Year TN |
| Max Rate | 10.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 7618 RIVER AVE, FLEMING ISLAND, FL 32003-8702 |
| Document Number | 0047870469 |
| Book / Page | 4787 / 469 |
| Map Reference | MB 4 PG 61 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2024001917 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3304 SEARS RD, CHIPLEY, FL 32428-4702 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9566, FLEMING ISLAND, FL 32006-0031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 7618 RIVER AVE, FLEMING ISLAND, FL 32003-8702 |
| Document Number | 0039661956 |
| Book / Page | 003966 / 001956 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7618 RIVER AVE FLEMING ISLAND FL 320038702, FLEMING ISLAND, FL 32003-8702 |
| Document Number | 0039661956 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 003966/001956 |
| Instrument | 21130 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,396.00 (+195.01%) | $656,219 (+168.47%) | $857,711 (+132.47%) Land $458,500 Building $399,211 |
| 2024 | $3,185.00 (+2.35%) | ||
| 2023 | $3,112.00 (+3.39%) Homeowner's exemption | $244,429 (+3%) | $368,951 (+14.17%) Land $366,800 Building $2,151 |
| 2022 | $3,010.00 Homeowner's exemption | $237,310 | $323,154 Land $320,950 Building $2,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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