7655 River Ave, Fleming Island, FL 32003 Property Records

Clay County property record for 7655 River Ave, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,709 sqft · built 1968
Lot Size1.09 acres (47,480 sqft)
OwnerIndividual Name on Record
Tax Bill$3,612 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014787-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014787-000-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,115 sqft
1st Floor Area1,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area47,480 sqft (1.09 acres)
Lot Dimensions123 ft deep x 60 ft wide
Garage Area864 sqft
PorchFinished Screened Porch
Porch Area911 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7655 RIVER AVE
CityFLEMING ISLAND
StateFL
Zip32003-8703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2;3 & 31-35 BLK 2 FLEMINGISLAND ESTATES AS REC OR 159 PG 152;202 PG 374;207 PG 83;
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMINGISLAND ESTATES
Legal Block2
Legal Lot Number2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2011
Census Tract30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7655 RIVER AVE, FLEMING ISLAND, FL 32003-8703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 14, 2006
Transfer Doc0027781223
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address7655 RIVER AVE, FLEMING ISLAND, FL 32003-8703
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7655 RIVER AVE, FLEMING ISLAND, FL 32003-8703

Mortgage

Document Number0050081035
DateJan 27, 2026
Book Page5008/1035
Instrument2026003776
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address7655 RIVER AVE, FLEMING ISLAND, FL 32003-8703
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046650310
DateNov 7, 2022
Book Page4665/310
Instrument2022065959
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,612.00 (+4.82%) Homeowner's exemption$276,981 (+5.99%)$502,381 (-2.25%) Land $350,000 Building $152,381
2024$3,446.00 (-6.69%)
2023$3,693.00 (+6.43%) Homeowner's exemption$261,335 (+3%)$513,955 (+46.68%) Land $350,000 Building $163,955
2022$3,470.00 Homeowner's exemption$253,724$350,382 Land $210,000 Building $140,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on River Ave

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