7631 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7631 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jan 1996)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`799-05-050`

Property Details

APN / Parcel Number

Primary APN	`799-05-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	1,291 sqft
1st Floor Area	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7631 DOWDY ST
City	GILROY
State	CA
Zip	95020-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7631 DOWDY ST, GILROY, CA 95020-5009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Intrafamily Transfer, Transfer
Jul 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 22, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OMEGA MTG GRP
Feb 12, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 1996 · Amount on Record
Deed Sale	Jan 12, 1996 · Amount on Record
Prior Sale	Nov 21, 1995 · Amount on Record
Deed Document Number	199613160746
Deed Book / Page	163 / 993
Prior Transfer Date	Nov 15, 1995
Prior Transfer Doc	0013103178
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 4, 2023
Property Address	7631 DOWDY ST, GILROY, CA 95020-5009
Document Number	0025422485
Map Reference	MB P PG 45
Instrument Date	Sep 23, 2022
Instrument	25422485
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7631 DOWDY ST, GILROY, CA 95020-5009

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 22, 2022
Property Address	7631 DOWDY ST, GILROY, CA 95020-5009
Document Number	0025339645
Map Reference	MB P PG 45
Instrument Date	Jul 13, 2022
Instrument	25339645
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7631 DOWDY ST, GILROY, CA 95020-5009

Mortgage

Document Number	0025339646
Date	Jul 22, 2022
Instrument	25339646

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 22, 2022
Property Address	7631 DOWDY ST, GILROY, CA 95020-5009
Document Number	0025339644
Map Reference	MB P PG 45
Instrument Date	Jul 1, 2022
Instrument	25339644
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7631 DOWDY ST, GILROY, CA 95020-5009

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7631 DOWDY ST, GILROY, CA 95020-5009
Document Number	0024693641
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7631 DOWDY ST GILROY CA 950205009, GILROY, CA 95020-5009

Mortgage

Document Number	0024693641
Date	Nov 9, 2020
Instrument	24693641

Lender

Name	OMEGA MTG GRP
Address	REDDING, CA 96002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 12, 2019
Property Address	7631 DOWDY ST, GILROY, CA 95020-5009
Document Number	0024115077
Instrument Date	Dec 8, 2018
Instrument	24115077
Transaction Type	Transfer
Record Updated	Feb 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7631 DOWDY ST GILROY CA 950205009, GILROY, CA 95020-5009

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,444 (+2%) Land $110,126 Building $267,318
2025	$4,650.00 (+2.2%)	$370,044 (+4.04%) Land $107,967 Building $262,077
2023	$4,550.00 (+3.72%)	$355,676 Land $103,775 Building $251,901
2022	$4,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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