7621 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7621 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,520 sqft · built 1939
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$929,000 (Dec 2023)
Tax Bill	$11,688 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-05-051`

Property Details

APN / Parcel Number

Primary APN	`799-05-051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7621 DOWDY ST
City	GILROY
State	CA
Zip	95020-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7621 DOWDY ST, GILROY, CA 95020-5009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Sep 6, 2023	Deed of Trust, Mortgage VICENZO FORTINO ETAL
Oct 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage SUMMIT FUNDING INC
Jul 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Oct 8, 2020
Deed Document Number	202325579591
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	0024648017
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 27, 2023
Property Address	7621 DOWDY ST, GILROY, CA 95020-5009
Document Number	0025579591
Map Reference	MB P PG 45
Instrument Date	Dec 21, 2023
Instrument	25579591
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 DOWDY ST, GILROY, CA 95020-5009

Mortgage

Document Number	0025579592
Date	Dec 27, 2023
Instrument	25579592

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7621 DOWDY ST, GILROY, CA 95020-5009
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 DOWDY ST, GILROY, CA 95020-5009

Mortgage

Document Number	0025527149
Date	Sep 6, 2023
Instrument	25527149

Lender

Name	VICENZO FORTINO ETAL
Type	Private Party
Address	5400 MONTEREY RD, GILROY, CA 95020

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Feb 26, 2024

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 8, 2020
Property Address	7621 DOWDY ST, GILROY, CA 95020-5009
Document Number	0024648017
Map Reference	MB P PG 45
Instrument Date	Oct 1, 2020
Instrument	24648017
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 DOWDY ST, GILROY, CA 95020-5009

Mortgage

Document Number	0024648018
Date	Oct 8, 2020
Instrument	24648018

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 30, 2020
Property Address	7621 DOWDY ST, GILROY, CA 95020-5009
Document Number	0024559321
Instrument Date	Jun 18, 2020
Instrument	24559321
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7621 DOWDY ST GILROY CA 950205009, GILROY, CA 95020-5009

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$966,531 (+2%) Land $645,048 Building $321,483
2025	$11,688.00 (+123.74%)	$947,580 (+66.06%) Land $632,400 Building $315,180
2023	$5,224.00 (-0.25%) Disabled Person's exemption Veteran's exemption	$570,620 Land $313,844 Building $256,776
2022	$5,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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