7620 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7620 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,626 sqft · built 1949
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Nov 1999)
Tax Bill	$6,507 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`799-05-035`

Property Details

APN / Parcel Number

Primary APN	`799-05-035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	7620 DOWDY ST
City	GILROY
State	CA
Zip	95020-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP J3 977
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	3
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7620 DOWDY ST, GILROY, CA 95020-5010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 1999 · Amount on Record
Deed Sale	Nov 30, 1999 · Amount on Record
Deed Document Number	199915073299
Last Transfer Date	Jun 14, 2017
Transfer Doc	0023736350
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7620 DOWDY ST, GILROY, CA 95020-5010
Document Number	0024540012
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7620 DOWDY ST GILROY CA 950205010, GILROY, CA 95020-5010

Mortgage

Document Number	0024540012
Date	Jul 17, 2020
Instrument	24540012

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 24, 2017
Property Address	7620 DOWDY ST, GILROY, CA 95020-5010
Document Number	0023736350
Instrument Date	Jun 14, 2017
Instrument	23736350
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7620 DOWDY ST GILROY CA 950205010, GILROY, CA 95020-5010

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,909 (+2%) Land $313,535 Building $219,374
2025	$6,507.00 (+2.2%)	$522,461 (+4.04%) Land $307,388 Building $215,073
2023	$6,367.00 (+1.66%)	$502,174 Land $295,452 Building $206,722
2022	$6,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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