Jackson County property record for 677 State St, Commerce, GA 30529 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,162 sqft · built 1932 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2021) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C21A 065 |
| Primary APN | C21A 065 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,162 sqft Heated Area |
| 1st Floor Area | 1,162 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 170 ft deep x 94 ft wide |
| Porch | Open Porch |
| Porch Area | 317 sqft |
| Utility Building | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9865 |
|---|---|
| Street Address | 677 STATE ST |
| City | COMMERCE |
| State | GA |
| Zip | 30529-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.373 ACRE PLAT BK 67 PG 149 |
| Legal Subdivision | RONALD G SCHAEFFER |
| Legal Block | 67 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10300 |
Source: Jackson County records · APN C21A 065
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| May 06, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL |
| Nov 25, 2019 | Grant Deed, Transfer HOMESTAR FIN'L |
| Aug 21, 2018 | Warranty Deed, Transfer HOMESTAR FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 000095U360 |
| Deed Book / Page | 95U / 360 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Document Number | 00108N0000000361 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 000000108N/0000000361 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | May 06, 2021 |
| Property Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Document Number | 00095U0360 |
| Book / Page | 95U / 360 |
| Instrument Date | May 06, 2021 |
| Instrument | 2021-002172 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Document Number | 00095U0000000362 |
|---|---|
| Date | May 07, 2021 |
| Book Page | 000000095U/0000000362 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Nov 25, 2019 |
| Property Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Document Number | 00087A0488 |
| Book / Page | 00087A / 000488 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 STATE ST COMMERCE GA 305291538, COMMERCE, GA 30529-1538 |
| Document Number | 87A0489 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 00087A/000489 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Aug 21, 2018 |
| Property Address | 677 STATE ST, COMMERCE, GA 30529-1538 |
| Document Number | 00081W0217 |
| Book / Page | 00081W / 000217 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 STATE ST COMMERCE GA 305291538, COMMERCE, GA 30529-1538 |
| Document Number | 81W0218 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 00081W/000218 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Commerce City |
| Unified School District | Commerce City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (+3.64%) Homeowner's exemption | $93,040 (+9.25%) Land $19,680 Building $73,360 | $232,600 (+9.25%) Land $49,200 Building $183,400 |
| 2024 | $2,333.00 (+34.31%) Homeowner's exemption | $85,160 (+11.88%) Land $11,800 Building $73,360 | $212,900 (+11.88%) Land $29,500 Building $183,400 |
| 2023 | $1,737.00 (-9.77%) Homeowner's exemption | $76,120 (+26.7%) Land $11,800 Building $64,320 | $190,300 (+26.7%) Land $29,500 Building $160,800 |
| 2022 | $1,925.00 Homeowner's exemption | $60,080 Land $8,840 Building $51,240 | $150,200 Land $22,100 Building $128,100 |
Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004, other causes |
| Wildfire Risk | Low above 35% of the US · above 13% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures