763 River Bend Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 763 River Bend Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,378 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (Jun 2023)
Tax Bill	$4,310 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08 SEC5T701`

Property Details

APN / Parcel Number

Primary APN	`08 SEC5T701`
Alternative APNs	`160046` `177855`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,378 sqft Heated Area
Gross Area	5,594 sqft
1st Floor Area	3,378 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	491 sqft
Patio Area	711 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	177855
Street Address	763 RIVER BEND DR
City	GRANITE FALLS
State	NC
Zip	28630-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2086 PG 176 YR 2023 ST 1790.00
Legal Subdivision	RIVER BEND CLUB PH VII
Legal Lot Number	7
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1005
Census Tract	31301

Owner

763 River Bend Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	763 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Deed Document Number	202310085463
Deed Book / Page	2086 / 176
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	763 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010016854
Book / Page	001930 / 000886
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	763 RIVER BEND DR GRANITE FALLS NC 28630, GRANITE FALLS, NC 28630

Mortgage

Document Number	0010016854
Date	Nov 13, 2017
Book Page	001930/000886
Instrument	10016854

Lender

Name	TAYLORSVILLE SVG BK SSB
Type	Federal Savings Bank
Address	TAYLORSVILLE, NC 28681

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 763 River Bend Dr was $4,310, down 6.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,310.00 (-6.18%)	$919,900 (-) Land $68,200 Building $851,700
2025	$4,594.00	$919,900 Land $68,200 Building $851,700	$919,900 Land $68,200 Building $851,700
2023		$668,800 (-) Land $68,200 Building $600,600	$668,800 (-) Land $68,200 Building $600,600
2022	$4,146.00	$668,800 Land $68,200 Building $600,600	$668,800 Land $68,200 Building $600,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 763 River Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 763 River Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20