757 River Bend Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 757 River Bend Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,734 sqft · built 2018
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2021)
Tax Bill	$4,292 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08 SEC5T331`

Property Details

APN / Parcel Number

Primary APN	`08 SEC5T331`
Alternative APN	`171749`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,734 sqft Heated Area
Gross Area	7,494 sqft
1st Floor Area	2,434 sqft
Upper Floors Area	1,300 sqft
Basement Area	2,434 sqft
Unfinished Basement	2,434 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	171749
Street Address	757 RIVER BEND DR
City	GRANITE FALLS
State	NC
Zip	28630-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2023 PG 1452 YR 21 ST 1300.00
Legal Subdivision	RIVER BEND PHASE III A
Legal Lot Number	3
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1010
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	757 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202110058391
Deed Book / Page	2023 / 1452
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	757 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020892019
Date	Aug 7, 2023
Book Page	2089/2019
Instrument	10087117

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 3, 2021
Property Address	757 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0020231452
Book / Page	2023 / 1452
Map Reference	MB 23 PG 89
Instrument Date	Jun 3, 2021
Instrument	10058391
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	762 RIVER BEND DR, 762, GRANITE FALLS, NC 28630-9386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 RIVER BEND DR, GRANITE FALLS, NC 28630-9386

Mortgage

Document Number	0020231455
Date	Jun 3, 2021
Book Page	2023/1455
Instrument	10058392

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 13, 2020
Property Address	757 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010049253
Book / Page	002001 / 000230
Instrument Date	Oct 13, 2020
Instrument	10049253
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$48.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	757 RIVER BEND DR GRANITE FALLS NC 286309386, GRANITE FALLS, NC 28630-9386

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 2, 2020
Property Address	757 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010047860
Book / Page	001997 / 001195
Instrument Date	Sep 2, 2020
Instrument	10047860
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	757 RIVER BEND DR GRANITE FALLS NC 286309386, GRANITE FALLS, NC 28630-9386

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,292.00 (-25.86%)	$916,100 (-) Land $45,000 Building $871,100
2025	$5,789.00 (+48.36%)	$916,100 (+45.6%) Land $45,000 Building $871,100	$916,100 (+45.6%) Land $45,000 Building $871,100
2023		$629,200 (-) Land $45,000 Building $584,200	$629,200 (-) Land $45,000 Building $584,200
2022	$3,902.00	$629,200 Land $45,000 Building $584,200	$629,200 Land $45,000 Building $584,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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