756 River Bend Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 756 River Bend Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,793 sqft · built 2018
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Jul 2018)
Tax Bill	$3,514 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08 SEC5T343`

Property Details

APN / Parcel Number

Primary APN	`08 SEC5T343`
Alternative APN	`164210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,793 sqft Heated Area
Gross Area	7,585 sqft
1st Floor Area	2,793 sqft
Attic	Attic
Attic Area	392 sqft
Basement Area	2,793 sqft
Unfinished Basement	2,793 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Finished
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164210
Street Address	756 RIVER BEND DR
City	GRANITE FALLS
State	NC
Zip	28630-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1946 PG 159 YR 18 ST 52.00
Legal Subdivision	RIVERBEND PHASE III-A
Legal Lot Number	34
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1005
Census Tract	31301

Owner

756 River Bend Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG
Jul 31, 2018	Warranty Deed, Mortgage · Conventional Mortgage HOMESIDE FIN'L
Aug 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	201810024559
Deed Book / Page	1946 / 159
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170553
Date	Apr 5, 2021
Book Page	2017/553
Instrument	10055781

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010052142
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 RIVER BEND DR GRANITE FALLS NC 286309386, GRANITE FALLS, NC 28630-9386

Mortgage

Document Number	0010052142
Date	Jan 4, 2021
Book Page	002008/000443
Instrument	10052142

Lender

Name	MISCELLANEOUS INS CO
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010041186
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 RIVER BEND DR GRANITE FALLS NC 286309386, GRANITE FALLS, NC 28630-9386

Mortgage

Document Number	0010041186
Date	Feb 12, 2020
Book Page	001981/001118
Instrument	10041186

Lender

Name	CAROLINA TR BK
Type	Bank
Address	HICKORY, NC 28601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010037168
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	756 RIVER BEND DR GRANITE FALLS NC 28630, GRANITE FALLS, NC 28630

Mortgage

Document Number	0010037168
Date	Sep 30, 2019
Book Page	001972/001104
Instrument	10037168

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

July 2018: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 31, 2018
Property Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010024559
Book / Page	001946 / 000159
Instrument Date	Jul 24, 2018
Instrument	10024559
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$52.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 REGATTA LN #105 DENVER NC 280377614, 105, DENVER, NC 28037-7614

Mortgage

Document Number	10024560
Date	Jul 31, 2018
Book Page	001946/000161
Instrument	10024560

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 25, 2017
Property Address	756 RIVER BEND DR, GRANITE FALLS, NC 28630-9386
Document Number	0010014492
Book / Page	001925 / 001156
Instrument Date	Aug 14, 2017
Instrument	10014492
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3120 ASHWOOD PARK DR BELMONT NC 280126743, BELMONT, NC 28012-6743

Tax Assessment & Valuation

The 2026 property tax bill for 756 River Bend Dr was $3,514, down 25.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,514.00 (-25.83%)	$749,300 (-) Land $29,300 Building $720,000
2025	$4,738.00	$749,300 Land $29,300 Building $720,000	$749,300 Land $29,300 Building $720,000
2023		$495,000 (-) Land $29,300 Building $465,700	$495,000 (-) Land $29,300 Building $465,700
2022	$3,073.00	$495,000 Land $29,300 Building $465,700	$495,000 Land $29,300 Building $465,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 756 River Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 756 River Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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