7580 River Ave, Fleming Island, FL 32003 Property Records

Clay County property record for 7580 River Ave, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,990 sqft · built 2002
Lot Size0.555 acres (24,175 sqft)
OwnerCompany Name on Record
Last Sale$850,000 (Jul 2017)
Tax Bill$11,678 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014772-018-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014772-018-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,990 sqft Living Area
Gross Area4,652 sqft
1st Floor Area2,033 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area24,175 sqft (0.555 acres)
Lot Dimensions220 ft deep x 110 ft wide
Garage TypeAttached
Garage Area662 sqft

Exterior Amenities

Pool Area512 sqft
PorchFinished/Open Porch
Porch Area538 sqft
Deck Area225 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7580 RIVER AVE
CityFLEMING ISLAND
StateFL
Zip32003-4566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOTS 4 & 5 A/K/A LOT 17; PT OF LOTS 4 & 5 A/K/A LOT 18 & PT OF LOTS 4 & 5 A/K/A LOT
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionK/A LOT
Legal Lot Number4,17,
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7580 RIVER AVE, FLEMING ISLAND, FL 32003-4566
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 8, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 24, 2017Warranty Deed, Transfer · VA Mortgage
F&M BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleJan 3, 2001 · Amount on Record
Deed Document Number201737415
Deed Book / Page3995 / 1249
Last Transfer DateFeb 4, 2019
Transfer Doc0041631088
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address7580 RIVER AVE, FLEMING ISLAND, FL 32003-4566
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7580 RIVER AVE, FLEMING ISLAND, FL 32003-4566

Mortgage

Document Number0045200670
DateOct 8, 2021
Book Page4520/670
Instrument2021063994
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateFeb 8, 2019
Property Address7580 RIVER AVE, FLEMING ISLAND, FL 32003-4566
Document Number0041631089
Book / Page004163 / 001089
Instrument DateFeb 4, 2019
Instrument6893
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7580 RIVER AVE FLEMING ISLAND FL 320034566, FLEMING ISLAND, FL 32003-4566

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 24, 2017
Property Address7580 RIVER AVE, FLEMING ISLAND, FL 32003-4566
Document Number0039951249
Book / Page003995 / 001249
Instrument DateJul 14, 2017
Instrument37415
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7580 RIVER AVE FLEMING ISLAND FL 320034566, FLEMING ISLAND, FL 32003-4566

Mortgage

Document Number39951251
DateJul 24, 2017
Book Page003995/001251
Instrument37416
Lender
NameF&M BK
TypeBank
AddressCLARKSVILLE, TN 37040
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,678.00 (+4.61%) Homeowner's exemption$805,859 (+5.99%)$1,167,022 (+12.03%) Land $506,000 Building $661,022
2024$11,163.00 (-0.95%)
2023$11,270.00 (+3.94%) Homeowner's exemption$760,338 (+3%)$1,041,730 (+19.8%) Land $404,800 Building $636,930
2022$10,843.00 Homeowner's exemption$738,193$869,592 Land $354,200 Building $515,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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