760 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 760 Valley Stream Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,362 sqft · built 1996
Lot Size5.06 acres (220,588 sqft)
Owner2 Company Names on Record
Tax Bill$6,471 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-20-32-3AF-2050-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-2050-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,362 sqft Living Area
1st Floor Area2,936 sqft
2nd Floor Area426 sqft
Upper Floors Area426 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area220,588 sqft
Garage Area659 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area447 sqft
Patio Area1,224 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address760 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 32 TWP 20S RGE 32E BEG 1361.17 FT W & 711.38 FT S 40 DEG 55 MIN 23 SEC E OF NE COR RUN S 49 DEG 4 MIN 37 SEC W 480 FT S
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group4
Census Block4030
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address760 VALLEY STREAM DR, GENEVA, FL 32732-9231
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2024
Deed SaleNov 26, 2024
Prior SaleAug 1, 2007 · Amount on Record
Deed Document Number0010910348
Deed Book / Page07267 / 1115
Prior Transfer DateOct 7, 2009
Prior Transfer Doc2009113305
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address760 VALLEY STREAM DR, GENEVA, FL 32732-9231
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address760 VALLEY STREAM DR, GENEVA, FL 32732-9231

Mortgage

Document Number0103271211
DateOct 6, 2022
Book Page10327/1211
Instrument2022112361
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,471.00 (+12.74%) Homeowner's exemption$499,433 (+5.99%)$750,141 (+4.94%) Land $280,000 Building $470,141
2023$5,740.00 Homeowner's exemption$471,221$714,813 Land $270,000 Building $444,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims6 (2005–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE WOODS
private · serves 780 people · EPA ID FL3594050
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T.

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