560 Panther Top Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 560 Panther Top Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 2020
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Oct 2020)
Tax Bill	$953 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`456100216285000`

Property Details

APN / Parcel Number

Primary APN	`456100216285000`
Alternative APN	`53072`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	680 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	57,064 sqft (1.3 acres)
Lot Width	373 ft Width
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	53072
Street Address	560 PANTHER TOP RD
City	MURPHY
State	NC
Zip	28906-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 DEER FIELD 1642/837
Legal Lot Number	50
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1034
Census Tract	930603

Owner

560 Panther Top Rd is owned and occupied by an individual who acquired it in April 2025.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	560 PANTHER TOP RD, MURPHY, NC 28906-6323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	1661/143
Deed Book / Page	1661 / 143
Last Transfer Date	Apr 23, 2025
Transfer Doc	001776/919
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 21, 2020
Property Address	560 PANTHER TOP RD, MURPHY, NC 28906-6323
Document Number	1661/143
Book / Page	1661 / 143
Instrument Date	Jul 2, 2020
Instrument	6043
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 PANTHER TOP RD, MURPHY, NC 28906-6323

Mortgage

Document Number	1661146
Date	Oct 21, 2020
Instrument	1661/146

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 30, 2020
Property Address	560 PANTHER TOP RD, MURPHY, NC 28906-6323
Document Number	1642/837
Book / Page	1642 / 837
Instrument Date	Apr 28, 2020
Instrument	2150
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 FORREST NELSON BLVD # BLVDL202, 1515, PORT CHARLOTTE, FL 33952-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RITZ RD, MURPHY, NC 28906-6259

Tax Assessment & Valuation

The 2025 property tax bill for 560 Panther Top Rd was $953.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00	$132,190	$132,190 Land $25,000 Building $107,190
2023		$132,190	$132,190 Land $25,000 Building $107,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 560 Panther Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Panther Top Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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