Jefferson County property record for 690 E Pearl St, Monticello, FL 32344
| Property Type | Office Building |
|---|---|
| Details | 1,400 sqft · built 1946 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,200 (Aug 2025) |
| Tax Bill | $1,239 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-00-0470-0014-0060 |
| Primary APN | 00-00-00-0470-0014-0060 |
|---|---|
| Alternative APN |
|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Total Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 4,500 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 690 E PEARL ST |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-2524 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | LOT 90 X 50 FT IN BLK 14 WIRICKS ADD OR 317/209 & 744/582 |
| Legal Range | 05E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | WIRICKS ADD |
| Legal Block | 14 |
| Legal Lot Number | 90 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 250105 |
690 E Pearl St, a commercial property, is owned by a company that bought it in August 2025.
Source: Jefferson County records, as of December 12, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 147 JOHNNY RD, LAMONT, FL 32336-7307 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage MADISON COUNTY COMMUNITY BANK |
| Feb 1, 2021 | Warranty Deed, Transfer · Seller Carry-Back LARRY CASEY |
| Aug 28, 2017 | Warranty Deed, Transfer NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 202533002236 |
| Deed Book / Page | 869 / 595 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 690 E PEARL ST, MONTICELLO, FL 32344-2524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1264, PERRY, FL 32348-1264 |
| Document Number | 0008460832 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 846/832 |
| Instrument | 202333003475 |
| Name | MADISON COUNTY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 301 E BASE ST, MADISON, FL 32340 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 21, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Feb 1, 2021 |
| Property Address | 690 E PEARL ST, MONTICELLO, FL 32344-2524 |
| Document Number | 0007960831 |
| Book / Page | 796 / 831 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 202133000295 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | NORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 826, WACISSA, FL 32361-0826 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1264, PERRY, FL 32348-1264 |
| Document Number | 0000796833 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 796/833 |
| Name | LARRY CASEY |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 155 Months |
| Due | Jan 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 690 E PEARL ST, MONTICELLO, FL 32344-2524 |
| Document Number | 0007440582 |
| Book / Page | 000744 / 000582 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 33002143 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 826 WACISSA FL 323610826, WACISSA, FL 32361-0826 |
The 2025 property tax bill for 690 E Pearl St was $1,239.
Source: Jefferson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Municipality | Monticello City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,239.00 | $60,046 Land $1,979 Building $58,067 | $60,046 Land $1,979 Building $58,067 |
| 2023 | $1,315.00 (-22.33%) | $64,156 (-0.86%) Land $1,979 Building $62,177 | $64,156 (-0.86%) Land $1,979 Building $62,177 |
| 2022 | $1,693.00 | $64,714 Land $1,979 Building $62,735 | $64,714 Land $1,979 Building $62,735 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 690 E Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 690 E Pearl St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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