76 Zinnia Ln, Napa, CA 94558 Property Records

Napa County property record for 76 Zinnia Ln, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,898 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Nov 2017)
Tax Bill	$7,021 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-320-015-000`

Property Details

APN / Parcel Number

Primary APN	`032-320-015-000`
Alternative APNs	`032-320-015` `03232015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,898 sqft Living Area
Gross Area	2,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	032-320-015
Street Address	76 ZINNIA LN
City	NAPA
State	CA
Zip	94558-9682
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSB10
Legal Description	LOT 66 CIRCLE SUB 1 7R/M60
Legal Subdivision	CIRCLE OAKS #1
Legal Lot Number	66
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2006
Census Tract	201401

Owner

76 Zinnia Ln, a rural home, is owned and occupied by two individuals who bought it in November 2017.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 ZINNIA LN, NAPA, CA 94558-9682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Nov 1, 2017	Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Document Number	201724549
Prior Transfer Date	Nov 21, 2000
Prior Transfer Doc	0000031135
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	76 ZINNIA LN, NAPA, CA 94558-9682
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ZINNIA LN, NAPA, CA 94558-9682

Mortgage

Document Number	0000000319
Date	Jan 12, 2026
Instrument	2026-0000319

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	76 ZINNIA LN, NAPA, CA 94558-9682
Document Number	0000016647
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	76 ZINNIA LN NAPA CA 945589682, NAPA, CA 94558-9682

Mortgage

Document Number	0000016647
Date	Jul 13, 2020
Instrument	16647

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 1, 2017
Property Address	76 ZINNIA LN, NAPA, CA 94558-9682
Document Number	0000024549
Map Reference	MAP7 PG60-69
Instrument Date	Oct 23, 2017
Instrument	2017-0024549
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 3431, NAPA, CA 94558-0343

Mortgage

Document Number	0000024550
Date	Nov 1, 2017
Instrument	2017-0024550

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 76 Zinnia Ln was $7,021 with a homeowner's exemption, up 1.9% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,021.00 (+1.9%) Homeowner's exemption	$579,126 (+2%) Land $116,056 Building $463,070	$579,126 Land $116,056 Building $463,070
2025	$6,890.00 Homeowner's exemption	$567,772 Land $113,781 Building $453,991
2023	$6,555.00 (+1.38%) Homeowner's exemption	$545,726 Land $109,363 Building $436,363
2022	$6,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Zinnia Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Zinnia Ln is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIRCLE OAKS WATER DISTRICT private · serves 500 people · EPA ID CA2800521
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Valley Internet Fixed Wireless	150 / 75

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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