Monterey County property record for 76 Thomas Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1992 |
| Lot Size | 0.257 acres (11,211 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,613 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-192-019-000 |
| Primary APN | 119-192-019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,211 sqft (0.257 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 76 THOMAS RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 18 PAR MAPS PG 133 PAR D EXC SCENIC EASE TO MTY CO R2702-1058 .245 AC |
| Legal Tract | 5 |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14601 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 76 THOMAS RD, ROYAL OAKS, CA 95076-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 19, 2021 | Intrafamily Transfer, Transfer |
| Jul 23, 2021 | Intrafamily Transfer, Transfer |
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0000071795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 76 THOMAS RD, ROYAL OAKS, CA 95076-5547 |
| Document Number | 0000071795 |
| Map Reference | VOL 18 PG 133 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021071795 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 240 WESTGATE DR STE 241, 241, WATSONVILLE, CA 95076-2453 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 23, 2021 |
| Property Address | 76 THOMAS RD, ROYAL OAKS, CA 95076-5547 |
| Document Number | 0000050212 |
| Map Reference | VOL 18 PG 133 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021050212 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 76 THOMAS RD, ROYAL OAKS, CA 95076-5547 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 76 THOMAS RD, ROYAL OAKS, CA 95076-5547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000050319 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017050319 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $324,647 (+2%) Land $108,212 Building $216,435 | |
| 2025 | $4,613.00 (+36.2%) Homeowner's exemption | $318,283 (+4.04%) Land $106,091 Building $212,192 |
| 2023 | $3,387.00 (+1.77%) Homeowner's exemption | $305,925 Land $101,972 Building $203,953 |
| 2022 | $3,328.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
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