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76 Prospect St, Beacon, NY 12508 Property Records

Dutchess County and Beacon City property record for 76 Prospect St, Beacon, NY 12508

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,508 sqft · built 1900
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$348,500 (Jan 2006)
Tax Bill$8,833 (2025)
Deeds & MortgagesMar 2020 Mortgage
Apr 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN130200-6054-46-244548-0000

Property Details

APN / Parcel Number

Primary APN130200-6054-46-244548-0000
Alternative APNs
  • 020000605400462445480000
  • 130200 6.54-46-244.548
  • 30244548

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,508 sqft Living Area
1st Floor Area1,270 sqft
2nd Floor Area1,238 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOld Style
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions200 ft deep x 105 ft wide
PorchOpen Porch
Porch Area668 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30244548
Street Address76 PROSPECT ST
CityBEACON
StateNY
Zip12508-4235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-3
Legal Description.48 AC (C) 1963 0595 1704 0251
Legal Block46
Legal Lot Number244
JurisdictionDUTCHESS NY
Township / Civil DivisionBEACON
Census Block Group1
Census Block1025
Census Tract210301

Owner

Source: Dutchess County and Beacon City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address76 PROSPECT ST, BEACON, NY 12508-4235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BK
Apr 9, 2019Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BK
Apr 9, 2019Loan Modification, Mortgage
WELLS FARGO BK
Jan 23, 2018Deed of Trust, Mortgage · Line of Credit
HUDSON VLY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2006 · Amount on Record
Deed SaleJan 13, 2006 · Amount on Record
Prior SaleMay 11, 1999 · Amount on Record
Deed Book / Page22006 / 398
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address76 PROSPECT ST, BEACON, NY 12508-4235
Document Number0000050531
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyFREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address76 PROSPECT ST BEACON NY 125084235, BEACON, NY 12508-4235

Mortgage

Document Number0000050531
DateApr 1, 2020
Instrument50531
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address76 PROSPECT ST, BEACON, NY 12508-4235
Document Number0000002144
Instrument DateApr 9, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyFREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address76 PROSPECT ST BEACON NY 125084235, BEACON, NY 12508-4235

Mortgage

Document Number0000002144
DateMay 7, 2019
Instrument2144
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2049

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUTCHESS NY
Property Address76 PROSPECT ST, BEACON, NY 12508-4235
Document Number0000002145
Instrument DateApr 9, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyFREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address76 PROSPECT ST BEACON NY 125084235, BEACON, NY 12508-4235

Mortgage

Document Number0000002145
DateMay 7, 2019
Instrument2145
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
AmountAmount Recorded
Term360 Months
DueMay 6, 2049
Interest
Rate4%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address76 PROSPECT ST, BEACON, NY 12508-4235
Document Number0000001244
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 PROSPECT ST BEACON NY 125084235, BEACON, NY 12508-4235

Mortgage

Document Number0000001244
DateFeb 27, 2018
Instrument1244
Lender
NameHUDSON VLY FCU
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 26, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityBeacon City
Unified School DistrictBeacon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,833.00 (+25.88%)$470,700 (+12.93%) Land $78,800 Building $391,900$470,700 (+12.93%) Land $78,800 Building $391,900
2023$416,800 (+1%) Land $75,000 Building $341,800$416,800 (+1%) Land $75,000 Building $341,800
2022$378,900 Land $75,000 Building $303,900$378,900 Land $75,000 Building $303,900
2020$7,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1996–2022)
Most Recent ClaimSep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACON CITY
serves 14,370 people · EPA ID NY1302760
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

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