49 Prospect St, Beacon, NY 12508 Property Records

Dutchess County and Beacon City property record for 49 Prospect St, Beacon, NY 12508 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,726 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2005)
Tax Bill	$11,778 (2025)
Deeds & Mortgages	Nov 2023 Refinance Jul 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`130200 6054-46`

Property Details

APN / Parcel Number

Primary APN	`130200 6054-46`
Alternative APNs	`130200-6054-46-249593-0000` `020000605400462495930000` `130200 6.54-46-249.593`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,726 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	863 sqft
2nd Floor Area	863 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Urban
Porch	Covered Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	130200 6054-46-
Street Address	49 PROSPECT ST
City	BEACON
State	NY
Zip	12508-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	40 RUSSELL AVE
Legal Block	46
Legal Lot Number	249
Jurisdiction	DUTCHESS NY
Township / Civil Division	BEACON
Census Block Group	1
Census Block	1018
Census Tract	210301

Owner

Source: Dutchess County and Beacon City records · APN 130200 6054-46

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 PROSPECT ST, BEACON, NY 12508-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU
Aug 19, 2019	Deed of Trust, Mortgage · Conventional with PMI HUDSON VLY FCU
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU
Dec 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Dec 19, 2016	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2005 · Amount on Record
Deed Sale	Sep 08, 2005 · Amount on Record
Deed Book / Page	22005 / 8034
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	49 PROSPECT ST, BEACON, NY 12508-3841
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002529
Date	Nov 29, 2023
Instrument	2529

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	49 PROSPECT ST, BEACON, NY 12508-3841
Document Number	0000003370
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PROSPECT ST BEACON NY 125083841, BEACON, NY 12508-3841

Mortgage

Document Number	0000003370
Date	Jul 29, 2020
Instrument	3370

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	49 PROSPECT ST, BEACON, NY 12508-3841
Document Number	0000004480
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PROSPECT ST BEACON NY 125083841, BEACON, NY 12508-3841

Mortgage

Document Number	0000004480
Date	Aug 27, 2019
Instrument	4480

Lender

Name	HUDSON VLY FCU
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	49 PROSPECT ST, BEACON, NY 12508-3841
Document Number	0000001149
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 06, 2017
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PROSPECT ST BEACON NY 125083841, BEACON, NY 12508-3841

Mortgage

Document Number	0000001149
Date	Feb 14, 2017
Instrument	1149

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2037

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	49 PROSPECT ST, BEACON, NY 12508-3841
Document Number	0000001081
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PROSPECT ST BEACON NY 125083841, BEACON, NY 12508-3841

Mortgage

Document Number	0000001081
Date	Feb 09, 2017
Instrument	1081

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 08, 2047

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	49 PROSPECT ST, BEACON, NY 12508-3841
Document Number	0000001082
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 PROSPECT ST BEACON NY 125083841, BEACON, NY 12508-3841

Mortgage

Document Number	0000001082
Date	Feb 09, 2017
Instrument	1082

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 08, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Dutchess County and Beacon City records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Beacon City
Unified School District	Beacon City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,778.00 (+50.17%)	$605,200 (+12.93%) Land $87,700 Building $517,500	$605,200 (+12.93%) Land $87,700 Building $517,500
2023		$535,900 (+1%) Land $83,500 Building $452,400	$535,900 (+1%) Land $83,500 Building $452,400
2022		$487,200 Land $83,500 Building $403,700	$487,200 Land $83,500 Building $403,700
2020	$7,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dutchess County (36027C), updated July 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360272103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2022)
Most Recent Claim	Sep 2022, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 591 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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