Dutchess County and Beacon City property record for 40 Prospect St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 2006 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jan 2011) |
| Tax Bill | $12,041 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-6054-47-263586-0000 |
| Primary APN | 130200-6054-47-263586-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,666 sqft |
| 1st Floor Area | 1,140 sqft |
| 2nd Floor Area | 1,140 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 386 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30263586 |
|---|---|
| Street Address | 40 PROSPECT ST |
| City | BEACON |
| State | NY |
| Zip | 12508-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | .13 AC (C) |
| Legal Subdivision | PROSPECT SQUARE |
| Legal Block | 47 |
| Legal Lot Number | 263 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 210301 |
Source: Dutchess County and Beacon City records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 PROSPECT ST, BEACON, NY 12508-3842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 2, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2011 · Amount on Record |
| Deed Sale | Jan 26, 2011 · Amount on Record |
| Prior Sale | Apr 13, 2010 · Amount on Record |
| Deed Book / Page | 22011 / 390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 40 PROSPECT ST, BEACON, NY 12508-3842 |
| Document Number | 0000004977 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 PROSPECT ST BEACON NY 125083842, BEACON, NY 12508-3842 |
| Document Number | 0000004977 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 4977 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 40 PROSPECT ST, BEACON, NY 12508-3842 |
| Document Number | 0000005053 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 PROSPECT ST BEACON NY 125083842, BEACON, NY 12508-3842 |
| Document Number | 0000005053 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 5053 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Rate | 4.62% |
|---|
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,041.00 (+6.7%) | $598,700 (+12.94%) Land $37,800 Building $560,900 | $598,700 (+12.94%) Land $37,800 Building $560,900 |
| 2023 | $530,100 (+1%) Land $36,000 Building $494,100 | $530,100 (+1%) Land $36,000 Building $494,100 | |
| 2022 | $481,900 Land $36,000 Building $445,900 | $481,900 Land $36,000 Building $445,900 | |
| 2020 | $11,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2022) |
| Most Recent Claim | Sep 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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