Hampden County and Ludlow Town property record for 76 Pine St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,045 sqft Living Area |
| Lot Size | 5,009 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $229,900 (2017) |
| Tax Bill | $5,958.00 (2025) |
| Primary APN | M:15D-11400 B:245 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,725 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,009 sqft (0.115 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6534 |
|---|---|
| Street Address | 76 PINE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2918 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 11400 |
| Jurisdiction | LUDLOW MA |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:15D-11400 B:245 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 PINE ST, LUDLOW, MA 01056-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment LUSO FCU |
| Apr 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Aug 15, 2017 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on Record |
| Deed Sale | Aug 15, 2017 · Amount on Record |
| Deed Book / Page | 21813 / 71 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 76 PINE ST, LUDLOW, MA 01056-2918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025310-273 |
|---|---|
| Date | Feb 02, 2024 |
| Book Page | 25310/273 |
| Instrument | 4780 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 76 PINE ST, LUDLOW, MA 01056-2918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23168-292 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 23168/292 |
| Instrument | 19076 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Aug 15, 2017 |
| Property Address | 76 PINE ST, LUDLOW, MA 01056-2918 |
| Document Number | 21813-71 |
| Book / Page | 21813 / 71 |
| Instrument | 47200 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 PINE ST, LUDLOW, MA 01056-2918 |
| Document Number | 218130074 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 21813/0074 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,958.00 (+2.48%) | $343,400 (+6.85%) Land $70,600 Building $272,800 | $397,670 (+17.42%) |
| 2024 | $5,814.00 (+2.5%) | $321,400 (+10.56%) Land $70,500 Building $250,900 | $338,675 |
| 2023 | $5,672.00 | $290,700 Land $61,900 Building $228,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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