Hampden County and Ludlow Town property record for 65 Pine St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,912 sqft · built 1974 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Oct 2025) |
| Tax Bill | $5,753 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15A-11400 B:215A L:0 |
| Primary APN | M:15A-11400 B:215A L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,680 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6507 |
|---|---|
| Street Address | 65 PINE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES B |
| Legal Block | 11400 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:15A-11400 B:215A L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 PINE ST, LUDLOW, MA 01056-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 31, 2025 | Quit Claim Deed, Transfer JOAO DIAS |
| Mar 30, 2023 | Deed, Transfer |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Mar 31, 2025 · Amount on Record |
| Deed Book / Page | 26094 / 143 |
| Prior Transfer Date | Mar 13, 2023 |
| Prior Transfer Doc | 0024954-20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Oct 31, 2025 |
| Property Address | 65 PINE ST, LUDLOW, MA 01056-2917 |
| Document Number | 026094-143 |
| Book / Page | 26094 / 143 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 52404 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 PINE ST, LUDLOW, MA 01056-2917 |
| Document Number | 0000053366 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 53366 |
| Name | JOAO DIAS |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 30, 2023 |
| Property Address | 65 PINE ST, LUDLOW, MA 01056-2917 |
| Document Number | 0024954-20 |
| Book / Page | 24954 / 20 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 14365 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65 PINE ST, LUDLOW, MA 01056-2917 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 65 PINE ST, LUDLOW, MA 01056-2917 |
| Document Number | 22354-50 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2018 |
| Name | Verified Name |
|---|---|
| Address | 65 PINE ST LUDLOW MA 010562917, LUDLOW, MA 01056-2917 |
| Document Number | 22354-50 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 022354/000050 |
| Instrument | 54370 |
| Name | FREEDOM CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 10, 2028 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,753.00 (+2.62%) | $331,600 (+7%) Land $70,600 Building $261,000 | $325,470 (-1.89%) |
| 2024 | $5,606.00 (+14.62%) | $309,900 (+23.61%) Land $70,500 Building $239,400 | $331,740 |
| 2023 | $4,891.00 | $250,700 Land $61,900 Building $188,800 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 751 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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