Hampden County and Ludlow Town property record for 69 Pine St, Ludlow, MA 01056 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,051 sqft · built 1920 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jan 2005) |
| Tax Bill | $4,192 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15A-11400 B:215 L:0 |
| Primary APN | M:15A-11400 B:215 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,051 sqft Living Area |
| Gross Area | 4,068 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6506 |
|---|---|
| Street Address | 69 PINE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 11400 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:15A-11400 B:215 L:0
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 PINE ST, LUDLOW, MA 01056-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Aug 20, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance LUSO FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2005 · Amount on Record |
| Deed Sale | Jan 13, 2005 · Amount on Record |
| Prior Sale | Jun 01, 1989 · Amount on Record |
| Last Transfer Date | Aug 16, 2021 |
| Transfer Doc | 24072-468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 69 PINE ST, LUDLOW, MA 01056-2917 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024072-471 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 24072/471 |
| Instrument | 58671 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Aug 20, 2021 |
| Property Address | 69 PINE ST, LUDLOW, MA 01056-2917 |
| Document Number | 24072-468 |
| Book / Page | 24072 / 468 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 58670 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 69 PINE ST, LUDLOW, MA 01056-2917 |
| Document Number | 24072-471 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 24072/471 |
| Instrument | 58671 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,192.00 (+4.33%) | $241,600 (+8.78%) Land $70,600 Building $171,000 | $292,030 (+8.13%) |
| 2024 | $4,018.00 (+6.27%) | $222,100 (+14.6%) Land $70,500 Building $151,600 | $270,085 |
| 2023 | $3,781.00 | $193,800 Land $61,900 Building $131,900 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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