76 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 76 Pine Circle Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,805 sqft · built 2024
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Feb 2026)
Tax Bill	$5,132 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00270-0310`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00270-0310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	76 PINE CIRCLE DR
City	PALM COAST
State	FL
Zip	32164-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00027 LOT 0031 SUBDIVISION COMPLETION YEAR 1980 OR 447 PG 302 OR 939 PG 1878
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	27
Legal Lot Number	31
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1012
Census Tract	60213

Owner

76 Pine Circle Dr is owned by two individuals who bought it in February 2026.

Source: Flagler County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	356 BRITTLE BUSH DR, LOVELAND, CO 80537-6977
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
Feb 16, 2024	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Feb 16, 2024 · Amount on File
Deed Document Number	20265609
Deed Book / Page	3028 / 1003
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 9, 2026
Property Address	76 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0030281003
Book / Page	3028 / 1003
Map Reference	MB 9 PG 20-35
Instrument Date	Jan 30, 2026
Instrument	2026005609
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2026
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 BRITTLE BUSH DR, LOVELAND, CO 80537-6977

Mortgage

Document Number	0030281005
Date	Feb 9, 2026
Book Page	3028/1005
Instrument	2026005610

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 16, 2024
Property Address	76 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0028460982
Book / Page	2846 / 982
Map Reference	MB 9 PG 20-35
Instrument Date	Feb 12, 2024
Instrument	2024006267
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 WILSON AVE, KEARNY, NJ 07032-3338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 76 Pine Circle Dr was $5,132, up 1,023% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,132.00 (+1,022.98%)	$282,385 Land $53,000 Building $229,385	$282,385 Land $53,000 Building $229,385
2024	$457.00 (+6.03%)
2023	$431.00 (-0.69%)	$42,000 (-4.55%) Land $42,000	$42,000 (-4.55%) Land $42,000
2022	$434.00	$44,000 Land $44,000	$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 76 Pine Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Pine Circle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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