78 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 78 Pine Circle Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,743 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Mar 2021)
Tax Bill	$4,564 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00270-0300`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00270-0300`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,743 sqft Heated Area
Gross Area	2,392 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	432 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	78 PINE CIRCLE DR
City	PALM COAST
State	FL
Zip	32164-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00027 LOT 0030 SUBDIVISION COMPLETION YR 1980 OR 447/301 OR 954/893 OR 1318/63 OR 1412/1114 OR 19
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	27
Legal Lot Number	30
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1012
Census Tract	60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1107 HILL RDG, CLINTWOOD, VA 24228-7711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC
Mar 16, 2017	Warranty Deed, Transfer · FHA Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	2021017344
Deed Book / Page	2545 / 846
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 31, 2021
Property Address	78 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0025450846
Book / Page	2545 / 846
Map Reference	MB 9 PG 26
Instrument Date	Mar 24, 2021
Instrument	2021017344
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 PINE CIRCLE DR, 78, PALM COAST, FL 32164-7044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 HILL RDG, CLINTWOOD, VA 24228-7711

Mortgage

Document Number	0002545847
Date	Mar 31, 2021
Instrument	2545/847

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 16, 2017
Property Address	78 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number	0021921673
Book / Page	2192 / 1673
Map Reference	MB9 PG20
Instrument Date	Feb 28, 2017
Instrument	2017009193
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 PINE CIRCLE DR, 87, PALM COAST, FL 32164-7030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 PINE CIRCLE DR, PALM COAST, FL 32164-7044

Mortgage

Document Number	2017009194
Date	Mar 16, 2017
Instrument	2017009194

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,564.00 (-1.06%)	$251,172 (+0.87%) Land $53,000 Building $198,172	$251,172 (+0.87%) Land $53,000 Building $198,172
2023	$4,613.00 (-1.01%)	$249,009 (+1.67%) Land $42,000 Building $207,009	$249,009 (+1.67%) Land $42,000 Building $207,009
2022	$4,660.00	$244,923 Land $44,000 Building $200,923	$244,923 Land $44,000 Building $200,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures